VHI rau menyuam yaus thiab nws cov txiaj ntsig

2024 Tus sau: Howard Calhoun | [email protected]. Kawg hloov kho: 2023-12-17 10:28

Raws li kev cai lij choj Lavxias, kev pabcuam kev pov hwm kev noj qab haus huv tuaj yeem yog ob hom - yuav tsum tau ua thiab yeem yeem. Kev tuav pov hwm kev noj qab haus huv yuav tsum yog nyob ntawm tus nqi se them los ntawm txhua tus pej xeem. Nws tsis tuaj yeem tsis kam lees nws. Kev tuav pov hwm pub dawb yog tsim tshwj xeeb rau ntawm kev thov ntawm ib tus neeg, suav nrog ntau yam kev pabcuam. Kev tuav pov hwm VHI tseem ceeb tshwj xeeb rau cov menyuam yaus. Tom qab tag nrho, txhua tus niam txiv yuav tsum tau tiv thaiv lawv tus menyuam kom tsis txhob muaj teeb meem, suav nrog teeb meem kev noj qab haus huv.

Nyob rau hauv tsab xov xwm no, peb yuav txheeb xyuas qhov zoo ntawm VHI muaj (kev pov hwm rau cov menyuam yaus - kev lees paub ntawm lawv cov kev kho mob zoo) thiab yuav muab txoj cai li cas.

txiaj ntsig

Thaum tham txog qhov zoo ntawm daim ntawv pov hwm kho mob yeem, koj tuaj yeem sau ntau cov ntsiab lus:

1. VHI cov kev pabcuam rau menyuam yaus tso cai rau koj siv tus kheej mus rau txhua tus menyuam. Koj tus menyuam yuav raug kho raws nraim li qhov xav tau ntawm nws tus yam ntxwv. Yuav tsis muaj theem ntawm no.
2. Raws li ib feem ntawm txoj cai, koj tuaj yeem tau txais kev pabcuam khomob rau tus nqi ntau dua li tus nqi ntawm kev tuav pov hwm nws tus kheej.
3. Cov niam txiv muaj lub sijhawm los xaiv tus kws kho mob lossis chaw kho mob uas yuav tshuaj xyuas thiab kho lawv tus menyuam. Nrog kev tuav pov hwm yuav tsum, koj muaj cai mus ntsib tsuas yog lub tsev kho mob uas lub tuam txhab pov hwm tau pom zoo.
4. Qhov kev pabcuam xa mus ib puag ncig tuaj yeem txuag tau niam txiv lub sijhawm. Piv txwv li, koj tuaj yeem teem sijhawm nrog tus kws tshaj lij lossis hu nws mus rau koj lub tsev ntawm lub sijhawm yooj yim rau koj. Qee zaum, koj yuav tau txais cov lus qhia tsim nyog txawm tias hauv xov tooj.
5. Koj tuaj yeem paub tseeb tias lub tsheb thauj neeg mob yuav tuaj rau tus menyuam thaum thawj hu. Lub tsheb thauj neeg mob yuav ib txwm muaj lub defibrillator thiab lwm yam khoom siv tsim nyog.
6. Thaum muaj xwm txheej ceev, cov niam txiv yuav dim ntawm kev nrhiav tus kws tshaj lij. Txhua qhov kev siv zog los npaj kev kho mob yuav raug coj los ntawm cov neeg sawv cev ntawm UK. Ntxiv mus, yog tias tam sim ntawd tsis muaj cov cuab yeej siv hauv tsev kho mob, ces nws yuav raug coj los ntawm lwm lub chaw lossis koj tus menyuam yuav raug coj mus rau ntawd. Lub koom haum tuav pov hwm kuj tseem yuav saib xyuas kev thauj mus los.
7. VHI txoj cai rau menyuam yaus lav koj kev tiv thaiv kev txaus siab hauv txhua qhov kev tsis sib haum xeeb tshwm sim hauv kev kho mob.
8. Koj yuav tsis raug cuam tshuam los ntawm kev nce nqi ntawm cov kev pabcuam khomob thaum lub sijhawm siv tau ntawm daim ntawv cog lus pov hwm. Txhua qhov kev pheej hmoo yog suav tias yog UK.
9. Daim ntawv cog lus pov hwm tuaj yeem kos tau raws li nws suav nrog cov kev pheej hmoo uaskoj xav tau.

Txoj cai me nyuam

Daim ntawv pov hwm kev noj qab haus huv tuaj yeem muab tau los ntawm lub sijhawm tus menyuam yug los. Muaj tseeb, muaj me me nuance ntawm no. Lub UK xaus cov ntawv cog lus no tsis pub ntau tshaj ib xyoos. Tom qab lub sijhawm no, koj yuav tsum tau rov ua dua daim ntawv cog lus uas twb muaj lawm lossis yuav txoj cai tshiab. Lub ntsiab ntawm qhov kev txwv no nyob rau hauv qhov tseeb hais tias thaum lub sij hawm thawj xyoo, lub crumbs qhia feem ntau ntawm cov kab mob nyob rau hauv zais. Kev pheej hmoo tuaj yeem nce ntxiv, thiab yog li tus nqi tom ntej ntawm kev pabcuam yuav hloov pauv. Muaj ob hom VHI rau tus menyuam hnub nyoog qis dua ib xyoos:

• Kev lag luam. Nws suav nrog cov txheej txheem kev pabcuam: kev mus ntsib kws kho menyuam yaus, mus ntsib hauv tsev thiab muab kev pabcuam ntawm lub tsev kho mob xaiv.
• "Elite". Ntawm no cov npe tuaj yeem nthuav dav ntau li ntau tau. Koj tus menyuam yuav raug saib xyuas tsis yog los ntawm kws kho menyuam yaus xwb, tab sis los ntawm lwm tus kws tshaj lij uas koj xaiv. Tus menyuam yuav raug kuaj pom tag nrho, suav nrog kev kuaj sim.

Kev pov hwm rau menyuam yaus ntawm cov neeg txawv tebchaws

Kev koom tes ntawm VHI txoj cai rau cov menyuam yaus ntawm cov pej xeem txawv tebchaws yuav luag zoo ib yam li niaj zaus. Qhov tsuas yog caveat tej zaum yuav yog tias qee lub tuam txhab pov hwm kev tuav pov hwm qhia txog tus lej ntxiv rau cov ntawv pov hwm zoo li no. Yog li ntawd, tus nqi ntawm daim ntawv cog lus yuav siab dua me ntsis. Kev tuav pov hwm pub dawb rau cov menyuam yaus ntawm cov neeg txawv tebchaws muaj tib daim ntawv teev cov kev pabcuam raws li txoj cai ntawm tus menyuam ntawm ib tug pej xeem ntawm Lavxias Federation. Thiab tus kws kho mob tuaj yeem hu rau ntawm qhov chaw ntawm tus menyuam tam sim no.

Npaj cov ntaub ntawv

Tau kos daim ntawv cog lus VHI rau cov menyuam yaus, koj yuav tsis tau sau cov ntawv pov thawj tshwj xeeb. Cov txheej txheem sau npe tsuas muaj plaub lub ntsiab lus:

• apply;
• ua daim ntawv nug;
• txoj cai them nyiaj;
• kos npe rau daim ntawv cog lus.

Daim ntawv nug yog cov lus nug txog koj thiab koj tus menyuam. Koj yuav raug nug kom qhia txog kev sib deev ntawm tus menyuam, cov ntaub ntawv pov thawj hnub yug, qhov chaw (chaw nyob) ntawm qhov chaw nyob ruaj khov. Koj kuj yuav tsum tau muab qee cov ntaub ntawv hais txog koj tus kheej: cov ntaub ntawv hla tebchaws, txoj haujlwm thiab qhov chaw ua haujlwm, chaw nyob thiab sau npe, tus lej tiv tauj.

Tsis tas li ntawd, koj yuav tau txais ib daim ntawv teev cov lus nug txog kev noj qab haus huv ntawm tus menyuam mos, muaj cov tshuaj tiv thaiv. Koj yuav tau tham txog yuav ua li cas lub cev xeeb tub pib, txawm tias muaj teeb meem (thaum thov rau txoj cai rau cov menyuam yaus hnub nyoog qis dua 3 xyoos). Qee lub sij hawm lawv kuj nug seb koj puas muaj kev pov hwm kev paub thiab yam twg, qhov twg koj tau raug pov hwm txog tam sim no.

Nws tsim nyog teb cov lus nug ncaj ncees. Yog hais tias nws hloov tawm hais tias tus me nyuam muaj tus kab mob, uas cov niam txiv paub txog, tab sis tsis tau qhia nyob rau hauv lub sij hawm ntawm qhov kev txiav txim ntawm daim ntawv cog lus kev tuav pov hwm, lub tuam txhab pov hwm muaj cai thov los ntawm lub tsev hais plaub cov nyiaj them rov qab thiab kev lees paub. ntawm txoj cai li invalid. Yog li qee zaus tus thawj tswj IC tuaj yeem hais kom koj muab cov ntaub ntawv kho mob rau tus menyuam.

Voluntary insurance cost

Tus nqi ntawm VHI kev pov hwm rau menyuam yaus tuaj yeem muaj ntau haiv neeg. Txhua yam nyob ntawm ntau yam:

• ntau npaum li casme nyuam hnub nyoog;
• lub xeev nws noj qab haus huv yog dab tsi thaum lub sijhawm thov txoj cai;
• yog lub sijhawm pov hwm ntev;
• dab tsi yog daim ntawv teev cov kev pheej hmoo suav nrog hauv txoj haujlwm xaiv los ntawm niam txiv;
• puas yog muab rau qhov muaj cov kev pabcuam ntxiv;
• pes tsawg tus nqi pov hwm raws li txoj cai;
• Puas yog lwm tus neeg hauv tsev neeg tau pov hwm hauv lub tuam txhab pov hwm no;
• lwm yam.

Tus nqi nruab nrab ntawm kev pov hwm tus menyuam yeem tuaj yeem nyob ntawm qib 30-40 txhiab rubles. Yog tias txoj cai muab kev kho mob hauv tsev, tus nqi ntawm daim ntawv cog lus cia li nce 35-40%. Lwm 50–60% ntawm tus nqi yuav muab ntxiv rau koj los ntawm qhov muaj menyuam yaus muaj kab mob ntev.

Yuav ua li cas suav nrog VHI

Kev pov hwm menyuam yaus tuaj yeem muaj cov npe sib txawv. Txhua yam nyob ntawm qhov kev xaiv thiab kev daws teeb meem ntawm niam txiv.

VHI rau menyuam yaus feem ntau muab faib ua plaub pawg:

x

ntawm ib txog peb;

peb txog xya xyoo;

7 thiab laus dua.

Txhua qhov kev kawm no tuaj yeem yog kev lag luam lossis chav kawm ntxiv. Qhov nruab nrab VHI daim ntawv cog lus feem ntau suav nrog:

• tshuaj xyuas los ntawm kws kho menyuam yaus, kuaj pom kab mob, kho;
• kev tshuaj xyuas txhua xyoo los ntawm cov kws tshaj lij tshwj xeeb;
• kev sab laj ntawm tus kws kho kev puas siab puas ntsws, tus kws kho mob tsis zoo, tus kws kho hais lus, tus kws kho suab;
• teem sijhawm txhaj tshuaj thiab txhaj tshuaj tiv thaiv;
• tawm ntawm lub tsheb thauj neeg mob brigade;
• nqa tawm cov kev tsim nyog hauv tsev, tshwj tsis yog cov uas tau uatsuas yog nyob hauv tsev kho mob xwb;
• tsheb thauj neeg mob hauv tsev;
• kuaj, kev kho mob qoj ib ce, zaws, lwm yam txheej txheem;
• kuaj kuaj (kev kuaj mob);
• tsev kho mob yog tias tsim nyog;
• nqa tawm kev kuaj mob, kho, ua kom rov zoo nyob hauv tsev kho mob;
• thov tshuaj loog, phais;
• kev sab laj thiab kev pabcuam kho hniav;
• lwm cov kev pabcuam ntawm niam txiv xaiv.

Hnub Kawg ntawm kev tuav pov hwm

Feem ntau, daim ntawv cog lus pov hwm tus menyuam tau xaus rau ib xyoos. Tab sis qhov no yog kev xaiv kiag li. Los ntawm kev pom zoo nrog lub tuam txhab tuav pov hwm, koj tuaj yeem tshaj tawm txoj cai rau ob peb lub hlis lossis ntau xyoo ib zaug. Txhua yam yuav nyob ntawm seb koj puas kam siv rau cov hom phiaj no.

Yuav tau txais kev tuav pov hwm VHI

Hnub no, muaj ob txoj hauv kev los muab daim ntawv pov hwm:

• mus ntsib IC chaw ua haujlwm, tus kheej sib txuas lus nrog tus thawj tswj hwm thiab xaiv qhov kev pov hwm tsim nyog tshaj plaws rau koj tus kheej;
• siv lub vev xaib ntawm tuam txhab tuav pov hwm.

Feem ntau, ntau lossis tsawg dua lub koom haum pov hwm loj muaj nws tus kheej qhov kev pabcuam portal, qhov twg hauv ob peb feeb koj tuaj yeem xaiv cov khoom tsim nyog, them rau nws, thiab tom qab ib ntus tus xa xov yuav coj koj cov cai ncaj qha rau koj lub tsev.