2024 Tus sau: Howard Calhoun | [email protected]. Kawg hloov kho: 2023-12-17 10:28
Ib qho kev daws teeb meem zoo tshaj plaws rau cov neeg uas tsuas yog xav tau lub txhab nyiaj yas, tab sis tsis xav tiv tauj cov tsev txhab nyiaj ncaj qha, yuav yog qhov kev txiav txim siab muab daim npav "pob kws". Nws yog qhov txawv ntawm qhov yooj yim thiab yooj yim ntawm kev tau txais, nrog rau ntau lub cib fim thiab cov txiaj ntsig rau tus neeg tuav daim npav. Dab tsi yog qhov laj thawj tseem ceeb vim li cas coob tus neeg thov daim npav pob kws?
Qhov zoo ntawm " pob kws" yog dab tsi?
1. Tshaj tawm sai sai. Kev txiav txim rau koj tus kheej: txheej txheem rau kev tshaj tawm daim npav, nrog rau kev sau daim ntawv nug, siv sijhawm 5 feeb.
2. Yooj yim kom tau. Txhawm rau thov daim npav "pob kws", koj yuav xav tau qhov tsawg kawg ntawm kev siv zog thiab kev ua haujlwm - koj tsuas yog xav tau daim ntawv hla tebchaws xwb.
3. Tshaj tawm txhua qhov chaw. Koj tuaj yeem tau txais cov yas no tsis yog ntawm lub txhab nyiaj uas teeb meem nws xwb, tab sis kuj ntawm cov khw muag khoom Euroset.
4. Dawb. Tsis muaj nqi tshaj tawm lossis tus nqi pabcuam txhua xyoo los muab daim npav pob kws.
5. Muaj ntau txoj hauv kev los rov ua kom tiav tus account. Koj tuaj yeem tso nyiaj rau hauv koj daim npav account siv ib qho ntawm cov hauv qab noob peb txoj kev xaiv, suav nrog los ntawm lub rooj nyiaj ntsuab ntawm cov khw muag khoom Euroset, ATMs ntawm cov neeg xa khoom lossis los ntawm kev hloov mus los ntawm lawv lwm tus account thiab daim npav.
6. Nkag mus rau cov nyiaj qiv. Koj tuaj yeem tsis tsuas yog tau txais cov cuab yeej them nyiaj yooj yim rau kev siv koj cov peev nyiaj, tab sis kuj qhib qhov kev txwv ntawm daim npav.
7. Koj tuaj yeem them txhua qhov chaw. Koj tuaj yeem siv daim npav "pob kws" tsis yog hauv Euroset nkaus xwb, tab sis kuj tseem nyob hauv txhua lub chaw muag khoom thiab cov koom haum pabcuam.
8. Kev them nyiaj ruaj ntseg hauv Internet. Daim npav kuj tau txais kev them nyiaj online hauv khw virtual. Txhua qhov kev pauv nyiaj tau ua tiav hauv hom kev nyab xeeb.
9. Dawb mobile banking. Koj yuav tsis tas them rau SMS ceeb toom thiab cov lus txib hauv xov tooj.
10. Ib feem ntawm cov nyiaj rov qab. Daim npav muaj cov nyiaj ntsuab rov qab nrog kev xa rov qab mus rau tus account ntawm 1% ntawm cov nyiaj siv, lossis koj tuaj yeem rov qab los ntawm 3% siv ntawm daim npav hauv daim ntawv ntawm cov ntsiab lus ntxiv, uas, dhau los, tuaj yeem hloov pauv rau kev txo nqi los ntawm kev koom tes nrog.
11. Ntxiv nyiaj tshwj xeeb. Daim npav "pob kws" tso cai rau nws tus tuav kom txaus siab rau kev tshaj tawm tshwj xeeb thiab cov cai ntawm cov neeg koom tes.
Yuav ua li cas los ua tus tswv ntawm "pob kws" daim npav?
Txhawm rau tau txais daim npav "pob kws", koj yuav tsum ua kev yuav khoom hauv khw Euroset ntawm tus nqi ntawm 3,000 rubles lossis ntau dua, lossis tam sim muab daim npav rho nyiaj tshuav nyiaj li cas los ntawm 100 rubles, lossis hloov nyiaj rau lub txhab nyiaj. tib meager tus nqi ntawm 100 rubles. Rau kev sau npe, koj yuav tsum qhia koj phau ntawv hla tebchawsthiab teb ob peb nqe lus nug los ntawm tus kws pab tswv yim.
Sib cais, koj yuav tsum tau txais cov khoom lag luam xws li credit card "pob kws". Yuav ua li cas npaj nws, lawv yuav qhia rau koj nyob rau hauv txhua lub khw Euroset. Raws li txoj cai, cov txheej txheem rau qhib qhov kev txwv tsis pub muaj qhov txawv ntawm kev tshaj tawm daim npav rho nyiaj "Korn" - koj kuj yuav tsum tau nthuav tawm koj daim ntawv hla tebchaws, ua daim ntawv nug luv luv thiab tos ob peb feeb rau kev txiav txim siab ntawm daim ntawv thov. Tus nqi ntawm qhov txwv ntawm daim npav rho nyiaj thiab tus nqi qiv nyiaj raug teem rau tus kheej. Tab sis koj tuaj yeem nce koj cov nyiaj tshuav nyiaj li cas los ntawm kev nce koj cov credit txwv ntawm ib daim ntawv thov ntxiv.
Koj tuaj yeem paub qhov twg yuav thov daim npav "pob kws" hauv koj lub nroog ntawm lub vev xaib raug cai ntawm qhov kev zov me nyuam, lossis hauv cov vev xaib ntawm cov tuam txhab tso nyiaj ntawm cov yas no, suav nrog Renaissance Credit, Home Credit lossis Alfa- Bank ". Tau txais daim npav no thiab tsis nco qab txog lwm daim npav cov khoom lag luam uas koj yuav tsum tau them rau 10 xyoo.
Pom zoo:
"Euroset", "pob kws" card: yuav ua li cas kom tau. Credit card "pob kws": tej yam kev mob rau tau txais, tariffs thiab xyuas
Kev sib tw tsis tu ncua hauv kev lag luam nyiaj txiag yuam cov koom haum los tsim ntau thiab ntau cov kev pabcuam tshiab uas feem ntau yog teb rau cov neeg siv khoom xav tau thiab txhawb nqa lawv. Qee zaum, nws yuav zoo li, cov koom haum sib txawv uas koom nrog cov dej num sib txawv tuaj ua ke rau kev sib koom tes muaj txiaj ntsig. Ib qho piv txwv ntawm kev ua tiav zoo li no yog daim npav "Korn" ("Euroset")
Yuav ua li cas xa nyiaj rau daim npav Sberbank. Yuav ua li cas hloov cov nyiaj los ntawm daim npav Sberbank mus rau lwm daim npav
Sberbank yog tiag tiag cov neeg lub txhab nyiaj ntawm Lavxias Federation, uas tau tso, txuag thiab nce nyiaj ntawm cov pej xeem thiab cov neeg ua lag luam thiab cov koom haum rau ntau xyoo lawm
Tus kws lij choj thiab tus kws lij choj txawv li cas, qhov txawv li cas? Yuav ua li cas ib tug kws lij choj txawv ntawm ib tug kws lij choj - lub luag hauj lwm thiab lub luag hauj lwm
Tib neeg feem ntau nug cov lus nug xws li: "Tus kws lij choj thiab tus kws lij choj txawv li cas?", "Qhov txawv ntawm lawv txoj haujlwm yog dab tsi?" Thaum muaj xwm txheej hauv lub neej tshwm sim, thaum tsim nyog yuav tsum tig mus rau cov neeg sawv cev ntawm cov haujlwm no, koj yuav tsum paub seb leej twg xav tau nyob rau hauv ib qho xwm txheej tshwj xeeb
Yuav siv daim npav "Halva" li cas? Cov khw muag khoom-cov koom tes ntawm daim npav "Halva". Qhov twg thiab yuav ua li cas thov daim npav Halva
Card "Halva" - ib yam khoom tshiab los ntawm Sovcombank. Daim npav tso cai rau koj mus yuav cov khoom thiab siv cov kev pabcuam hauv kev them nyiaj. Txawm li cas los xij, koj yuav tsum paub txog tag nrho cov nuances ua ntej
Lub txhab nyiaj twg muab daim npav "pob kws"? Yuav ua li cas tawm thiab ntxiv cov credit card "pob kws"?
Daim npav rho nyiaj tuaj yeem ua qhov zoo sib xws ntawm lub txhab nyiaj qiv nyiaj rau lub sijhawm mus txawv tebchaws. Yog tias koj them rov qab cov nuj nqis raws sijhawm, ces cov nyiaj tuaj yeem siv tsis pub dhau lub sijhawm. Yav dhau los, lawv tsuas yog muab los ntawm tuam txhab nyiaj. Niaj hnub no nyob rau hauv Russia, Euroset thiab Svyaznoy muab tso rau xws li ib tug them nyiaj ntsuas ntsuas. Koj yuav kawm paub ntau ntxiv txog hom "pob zeb" daim npav yog, lub txhab nyiaj twg ua haujlwm rau nws, los ntawm kab lus no