Sberbank credit card: tshuaj xyuas, nws puas tsim nyog qhib. Credit txwv ntawm daim npav Sberbank
Sberbank credit card: tshuaj xyuas, nws puas tsim nyog qhib. Credit txwv ntawm daim npav Sberbank

Video: Sberbank credit card: tshuaj xyuas, nws puas tsim nyog qhib. Credit txwv ntawm daim npav Sberbank

Video: Sberbank credit card: tshuaj xyuas, nws puas tsim nyog qhib. Credit txwv ntawm daim npav Sberbank
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Sberbank yog suav tias yog ib lub tuam txhab nyiaj txiag nto moo tshaj plaws tshwj xeeb hauv kev pabcuam hauv tuam txhab nyiaj rau cov pej xeem. Tus naj npawb ntawm nws cov ceg thiab cov chaw ua haujlwm sawv cev hauv Russia yog qhov zoo heev. Thiab qhov zoo ntawm kev pabcuam thiab cov khoom hloov kho tsis tu ncua dhau los ua qhov kev sib tham thiab kev tsis sib haum xeeb ntawm qee lub sijhawm. Ib qho ntawm cov khoom no yog Sberbank credit card. Kev tshuaj xyuas, seb nws puas tsim nyog qhib thiab nws muaj txiaj ntsig dab tsi - koj yuav tau txais tag nrho cov ntaub ntawv no los ntawm kab lus no.

Sberbank credit card xyuas yog nws tsim nyog qhib
Sberbank credit card xyuas yog nws tsim nyog qhib

Nws nyuaj rau tau txais credit card?

Ntau tus neeg siv yuav muaj lub tswv yim cuam tshuam nrog kev qhib thiab tau txais daim npav ntawm Sberbank. Raws li lawv, lub tsev qiv nyiaj no zoo li lub fortress impregnable. Yog li ntawd, nws yog qhov nyuaj rau qhov "yas" ntawm no. Tab sis qhov ntawd tsis muaj tseeb kiag li.

Nyob,Piv txwv li, koj muaj Sberbank Gold credit card. Yuav kom tau txais nws, koj tsuas yog yuav tsum tau mus rau lub vev xaib official ntawm lub txhab nyiaj thiab sau cov kab tsim nyog. Cov kev pabcuam hauv tuam txhab nyiaj rau kev siv daim npav, nyob hauv txhua lub ATM muaj npe, ua haujlwm zoo ib yam. Tsis tas li ntawd, txhawm rau thov daim npav rho nyiaj, koj tuaj yeem tuaj yeem tuaj yeem tuaj ntawm cov chaw nyob ze ntawm lub tsev txhab nyiaj no.

Thaum lub sijhawm ua ntawv thov, raws li txoj cai, koj yuav tsum pom zoo nrog kev ua haujlwm ntawm tus kheej cov ntaub ntawv, xaiv qhov tsim nyog "yas" thiab qhia meej txog cov credit txwv ntawm daim npav Sberbank.

sberbank kub credit card
sberbank kub credit card

Lub txhab nyiaj yuav tsum tau ua dab tsi?

Txawm hais tias koj tuaj yeem tau txais daim npav rho nyiaj ntawm Sberbank hauv ob peb nas this, tsis yog txhua tus yuav ua tau. Tshwj xeeb, txhawm rau kom tau txais nyiaj hauv txhab nyiaj "yas", koj yuav tsum ua raws li cov cai hauv qab no:

  • Ua neeg xam xaj Russia.
  • Ua kom muaj hnub nyoog 21 txog 65.
  • Muaj daim ntawv tso cai nyob ib ntus lossis mus tas li hauv tebchaws Russia.
  • Muaj kev paub ua haujlwm tsawg kawg 1 xyoo hauv 5 xyoo dhau los, thiab tseem tau ua haujlwm ntawm txoj haujlwm tam sim no tsawg kawg rau lub hlis.

Yog tias koj xav tau daim npav rho nyiaj Sberbank, daim ntawv thov online yuav pab koj kom sai li sai tau. Tab sis rau qhov no nws tsim nyog paub tias cov ntaub ntawv twg yog qhia hauv daim ntawv nug no.

Sberbank credit card online thov
Sberbank credit card online thov

Dab tsi qhia hauv daim ntawv thov online rau daim npav?

Raws li txoj cai, daim ntawv thov rau Sberbank Gold credit card lossis ib qho twgLwm "yas" muaj ob peb ntu tseem ceeb:

  • cov ntaub ntawv tus kheej.
  • Cov ntaub ntawv ntawm kev hloov lub npe, lub npe lossis tus neeg saib xyuas.
  • Passport data.
  • Cov ntaub ntawv tiv tauj.
  • Chaw nyob ntawm kev tso npe mus tas li lossis ib ntus.
  • kev txij nkawm.
  • Chaw nyob ntawm qhov chaw tiag.
  • Nyob hauv tsev neeg kev sib raug zoo.
  • Cov neeg siv cov ntaub ntawv ua haujlwm (npe ntawm lub koomhaum, kev ua haujlwm, nyiaj tau los).
  • Qhia txog kev laus ntawm qhov chaw ua haujlwm tam sim no.
  • Cov ntaub ntawv ntawm qhov muaj lossis tsis muaj tsheb ntiag tug.

Daim duab hauv qab no qhia tias daim ntawv thov online zoo li cas. Daim npav rho nyiaj Sberbank rau daim ntawv nug no yuav raug muab tawm raws li cov ntaub ntawv muab.

Sberbank credit card rau 50 hnub
Sberbank credit card rau 50 hnub

Cov ntaub ntawv twg kuv yuav tsum tau thov rau daim npav rho nyiaj?

Txhawm rau ua tiav daim npav rho nyiaj ntawm Sberbank, koj yuav tsum tau ua daim ntawv thov thiab muab cov ntaub ntawv txheej txheem, uas suav nrog:

  • Internal pej xeem passport.
  • Daim ntawv pov thawj lees paub theem ntawm cov nyiaj tau los (hauv daim ntawv ntawm 2-tus kheej cov nyiaj tau los se lossis hauv daim ntawv yooj yim ntawm tus tswv ntiav haujlwm).
  • Daim ntawv pov thawj qhia txog tus nqi nyiaj laus (rau cov neeg muaj peev xwm ntawm cov nyiaj laus).
  • Cov ntawv luam thiab cov ntaub ntawv keeb kwm lees paub txog kev ua haujlwm tam sim no (extracts los ntawm phau ntawv ua haujlwm, luam daim ntawv cog lus lossis daim ntawv cog lus ua haujlwm, thiab lwm yam).

Txawm li cas los xij, yog tias koj twb muaj, piv txwv li, daim npav nyiaj hli, ces cov ntaub ntawv yuav tsum tau ua.txo. Yog li, koj tsis tas yuav ua pov thawj koj cov nyiaj tau los thiab nqa daim ntawv pov thawj los ntawm koj qhov chaw ua haujlwm. Txhua yam uas tseem tshuav yog ua kom tiav daim ntawv nug thiab sib tham nrog tus neeg sawv cev ntawm lub koom haum qhov kev txwv tsis pub dhau ntawm daim npav Sberbank, uas tuaj yeem muaj li ntawm 20,000 txog 500,000 rubles (nyob ntawm daim npav, qhov txwv no tuaj yeem nce ntxiv).

Sberbank daim credit txwv
Sberbank daim credit txwv

Daim npav rho nyiaj twg kuv tuaj yeem tau txais los ntawm lub txhab nyiaj?

Tam sim no, Sberbank muaj ntau dua 10 qhov sib txawv rau cov kiv cua ntawm daim npav rho nyiaj. Piv txwv li, txhua tus tuaj yeem thov rau cov npav them nyiaj hauv tuam txhab nyiaj nrog cov npe zoo tshaj plaws ntawm cov kev pabcuam cuam tshuam thiab cov xwm txheej zoo rau lawv cov kev pabcuam. Qhov no yog raws nraim li Visa Gold credit card ntawm Sberbank yog.

Rau nws qhov kev tso npe, yuav tsum muaj kev lees paub txog qib ntawm koj cov nyiaj tau los. Cov paj laum ntawm nws yog 23.9-27.9% ib xyoos ib zaug, thiab cov credit txwv yog 600,000 rubles.

Qhov "yas" no ruaj ntseg tiv thaiv los ntawm cov khoom siv hluav taws xob thiab yog qhov zoo tshaj plaws rau kev yuav khoom tsis sib cuag. Xws li Sberbank credit card yog muab rau 50 hnub, thaum lub sij hawm uas tsis muaj paj laum yuav tsum tau them. Txawm li cas los xij, tom qab lub sijhawm no, cov paj laum yuav nce ntxiv, suav nrog cov nqi tam sim no. Daim npav nws tus kheej tau muab tawm rau peb xyoos nrog qhov ua tau tom qab nws rov muab dua.

Ntawm cov "Kub" qeb, koj tuaj yeem nrhiav "Muab Lub Neej" thiab "Aeroflot" credit cards. Ntxiv rau lawv, lub tsev txhab nyiaj muab daim npav ntawm Classic thiab Premium series. Kuj tseem muaj Sberbank credit card nrog kev daws teeb meem tam sim. Qhov no tsis yog ib qho nominal "yas", uas yog muab thiab tawmhauv 10-15 feeb xwb.

visa kub sberbank credit card
visa kub sberbank credit card

Cov neeg siv hais li cas txog kev tau txais daim npav rho nyiaj?

Ntau tus neeg siv ntseeg tias nws yuav ua tau kom yooj yim ntawm kev tshaj tawm thiab muab daim npav rho nyiaj Sberbank. Hauv kev tshuaj xyuas (txawm tias nws tsim nyog qhib nws hauv lub tuam txhab nyiaj txiag no, koj txiav txim siab) muaj ntau cov ntsiab lus tsis sib xws. Yog li ntawd, txhua leej txhua tus ua lawv tus kheej xaiv. Ntau qhov kev tshuaj xyuas tau txuas nrog cov ntaub ntawv, uas Sberbank tseem ua txhaum nrog.

Qhov xwm txheej txawv yog tias koj twb yog tus neeg siv khoom ntawm lub txhab nyiaj no. Hauv qhov no, koj tsis tas yuav daim ntawv pov thawj nyiaj tau los thiab cov ntawv luam ntawm phau ntawv ua haujlwm. Tsis tas li ntawd, cov neeg siv khoom niaj hnub ntawm lub txhab nyiaj tuaj yeem xaj daim npav online thiab, tom qab tos kev pom zoo los ntawm SMS, tuaj tos nws los ntawm tus neeg sawv cev ntawm lub koom haum.

Yuav muab daim npav ntev npaum li cas?

Raws li cov dab neeg ntawm cov neeg siv, qhov kev txiav txim siab heev ntawm daim ntawv thov kev tshaj tawm yuav siv sijhawm tsis pub dhau ob hnub. Muaj tsawg zaus, lub sijhawm no yuav raug ncua los ntawm 7 hnub ua haujlwm. Lub sij hawm ntau lawm ntawm daim npav kuj ncaj qha nyob ntawm thaj av uas nws yuav tsum tau xa, thiab hom "yas". Piv txwv li, daim npav rho nyiaj Sberbank Visa Gold lossis daim npav tus kheej tuaj yeem tsim tawm hauv 15-20 hnub.

Yog tias tsis muaj lub siab xav tos ntev, muaj lub sijhawm los xaj ib lub npe "yas". Qhov ntawd tsuas yog feem ntau cov neeg siv tsis txaus siab cuam tshuam nrog cov ntawv no.

Qhov no kuj yog pov thawj los ntawm ntau qhov kev tshuaj xyuas. Sberbank credit card (txawm nws tsim nyog qhib nws lossis tsis tuaj yeem nkag siab los ntawm ntau tus lejcov neeg siv cov lus pom) yam tsis muaj lub npe ntawm nws tus tuav tau txais ntau qhov kev tsis txaus siab. Thiab qhov khoom yog tias, txawm hais tias nws tau raug tsim tawm sai, nws muaj peev xwm txwv. Qhov no tsis yog qhov nws nyiam.

Nws puas tuaj yeem tau txais daim npav rho nyiaj ntawm cov ntsiab lus nyiam?

Txawm li cas los xij koj xaiv, cov neeg siv hais tias, muaj lub sijhawm los txhim kho cov xwm txheej rau nws tus qauv tsim. Tshwj xeeb, ntawm cov cai tsim nyog nws yog qhov ua tau tiag tiag kom tau txais nyiaj "yas" raws li cov xwm txheej hauv qab no:

  • Yog tias koj twb yog tus tswv cuab ntawm Sberbank cov nyiaj hli lossis nyiaj laus ua haujlwm (koj muaj nyiaj hli lossis nyiaj laus daim npav).
  • Yog koj muaj daim debit qhib.
  • Koj muaj qhov tso nyiaj qhib hauv lub tuam txhab nyiaj txiag no.
  • Thaum ua ntawv thov thiab ua tiav cov nyiaj qiv nyiaj Sberbank uas twb muaj lawm.
Sberbank credit card nrog kev daws teeb meem tam sim
Sberbank credit card nrog kev daws teeb meem tam sim

Raws li koj tuaj yeem pom, yog tias tsawg kawg ib qho ntawm cov xwm txheej no tau ntsib, koj daim npav rho nyiaj Sberbank rau 50 hnub yog qhov ua tau zoo hauv koj lub hnab ris. Thiab koj tuaj yeem tau txais nws ntawm qee cov ntsiab lus tshwj xeeb. Peb yuav tham txog lawv ntxiv.

Cov ntsiab lus nyiam txhais li cas?

Raws li cov kev nyiam tshaj tawm rau kev tshaj tawm daim npav rho nyiaj, qee qhov kev pom zoo txhais tau tias lub txhab nyiaj tau npaj mus rau nws cov neeg siv khoom niaj hnub. Yog li, koj tuaj yeem suav rau qhov txo qis ntawm cov paj laum, kev teeb tsa ntawm tus kheej credit txwv (naturally, nyob rau hauv cov kev taw qhia ntawm nws nce) thiab txo nqi ntawm cov nyiaj them rau kev tu txhua xyoo ntawm koj "yas".

Kev yooj yim ntawm daim npav rho nyiaj

Siv Sberbank credit cards, ntau tus neeg siv tham txog tej yam zoo. Piv txwv li, ib txhia ntawm lawv qhuas qhov yooj yim ntawm kev siv xws li "yas". Nrog nws cov kev pab, nws yooj yim heev rau kev yuav khoom hauv Web thiab cov chaw muag khoom tiag. Vim muaj kev pab them nqi loj thiab tsim cov khw muag khoom, cov npav no yooj yim ntxiv thiab nyiaj tawm.

Ntxiv mus, ntau tus neeg siv nyiam kev koom tes ntawm Sberbank nrog lwm lub koom haum. Piv txwv li, Aeroflot. Raws li cov dab neeg ntawm ntau tus neeg siv uas feem ntau yuav daim pib ntawm lub dav hlau no, vim yog cov ntsiab lus sau, lawv tuaj yeem txuag tau ntau.

Sberbank credit card tshuaj xyuas: puas tsim nyog qhib

Tam sim no, koj tuaj yeem hnov ntau qhov kev xav sib txawv hauv kev pom zoo qhib daim npav rho nyiaj thiab tawm tsam lawv. Nyob rau tib lub sijhawm, ntau qhov kev tshuaj xyuas hais txog ib qho piv txwv tshwj xeeb lossis kev pabcuam hauv txhab nyiaj. Piv txwv li, qee cov neeg siv tsis nyiam qhov tseeb tias kev rho nyiaj los ntawm Sberbank credit card yuav raug them nyiaj ntau. Feem ntau, tus nqi ntawm cov nqi no yog 2-3% ntawm cov nyiaj (yog tias cov nyiaj tau los ntawm lub rooj nyiaj ntsuab lossis ATM ntawm Sberbank) thiab 4% (thaum rho nyiaj los ntawm ATMs ntawm lwm lub koom haum credit).

Rau tib yam, nws muaj txiaj ntsig ntau dua tsis yog rho nyiaj, tab sis them los ntawm daim npav los ntawm kev hloov nyiaj hauv tuam txhab. Tsis muaj commission them rau qhov no. Qee tus neeg nyiam qhov tseeb tias muaj tsib caug-hnub lub sijhawm ua kev zoo siab thaum paj tsis tau them. Txawm li cas los xij, nws lub sijhawm yuav tsum tau tswj hwm nruj. Txwv tsis pub, koj pheej hmoo tsis tau txais kev nplua los ntawm lub txhab nyiaj,tab sis kuj yog tus nqi them lig.

Lwm tus neeg siv nyiam qhov lawv xav tias yog tus nqi qis. Txawm hais tias qee tus tseem xav txog nws me ntsis overpriced. Tseem muaj lwm tus piv cov credit card rau ib lub txhab nyiaj qiv nyiaj zoo tib yam, nrog rau tag nrho cov txiaj ntsig tom qab. Qhov thib plaub tham txog qhov muaj peev xwm rov muab dua thiab xaj daim npav ntxiv yam tsis tau them nyiaj. Fifths zoo li ib tug dlej credit txwv ntawm daim npav, xws li los ntawm 200,000 mus rau 600,000 rubles. Cov no yog cov kev xav txog Sberbank credit cards.

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