Rov muab daim npav Sberbank: sijhawm, nqi thiab txheej txheem

2024 Tus sau: Howard Calhoun | [email protected]. Kawg hloov kho: 2023-12-17 10:28

Lub sij hawm muab daim npav Sberbank yog txiav txim los ntawm cov ntaub ntawv sab hauv ntawm lub koom haum. Tab sis cov no tsis yog tib cov ntsiab lus uas koj yuav tsum paub ua ntej koj hloov cov yas. Peb yuav qhia koj txhua qhov nuances ntawm kev muab daim npav rho nyiaj hauv lub txhab nyiaj no. Nyeem tsab xov xwm - thiab tom qab ntawd koj yuav pom cov lus teb rau koj cov lus nug.

Yuav ua li cas thiaj nkag siab qhov kev tshaj tawm?

Lub txhab nyiaj no tuaj yeem muab ob hom npav:

1. Nominal.
2. Unnamed.

Tus thawj qhia qhia txog tus tswv, xws li lub npe, lub xeem, patronymic. Daim ntawv qhia thib ob tsis muaj cov ntaub ntawv no. Lawv qhov txawv yog tias qhov hloov pauv ntawm cov npe nominal yog suav tias yog qhov rov ua dua, thaum cov xov xwm uas tsis muaj cov ntaub ntawv hais txog tus tswv tau hloov nrog cov tshiab tom qab tas sijhawm ntawm lawv lub neej kev pabcuam.

Tus nqi ntawm kev rov muab daim npav Sberbank nyob ntawm seb yuav ua haujlwm li cas.

xov xwm uas yuav tsum tau rov hais dua

Daim npav tuaj yeem hloov tau raws li tau teem tseg lossis ua ntej ntawm lub sijhawm. Lub sijhawm hloov pauv yuav raug rau:

1. Daim npav ib xyoos ib zaug. Nws txhawj xeebinstant credit cards.
2. Daim npav txhua peb xyoos. Qhov no suav nrog hom debit, virtual thiab credit.
3. Daim npav txhua tsib xyoos. Peb tab tom tham txog daim npav hluav taws xob.

Kev xa tawm ntxov ntawm daim npav Sberbank tshwm sim hauv cov xwm txheej hauv qab no:

1. Hloov lub xeem, lub npe lossis tus neeg tuav daim npav. Qhov no yog vim lub fact tias cov ntaub ntawv nyob rau hauv lub yas media tsis qhia nws tus tswv.
2. Tus neeg tuav daim npav poob nws tus PIN. Ntawd yog, tus neeg yuav tsis tuaj yeem them nrog nws thiab thim nyiaj ntawm nws.
3. Tseem tau sau tseg sim ua kev lag luam nyiaj txiag uas tus neeg tuav daim npav tsis paub txog.
4. Cov khoom siv yas puas lawm. Cov ntawv pib yuav raug tshem tawm, cov ntawv sau rau ntawm cov hlau nplaum tsis tuaj yeem nyeem tau, thiab lwm yam laj thawj.
5. Scammers pom cov ntsiab lus, thiab tus tswv tau thaiv daim npav.
6. Tus tswv tsis nco qab cov yas ntawm lub ATM lossis lub cuab yeej tsis xa rov qab.
7. Daim npav raug nyiag lossis ploj.

Hauv ob qhov xwm txheej dhau los, cov yas yuav tsum tau thaiv tam sim ntawd.

Yuav ua li cas thaiv daim npav?

Yog tias koj daim npav raug nyiag lossis koj tus kheej poob nws, tso nws hauv ATM, koj yuav tsum ua sai sai. Koj ceeb toom sai npaum li cas rau lub txhab nyiaj yuav txiav txim seb tus neeg sab nraud puas tuaj yeem siv nws lossis tsis tau.

Muaj ntau txoj hauv kev los teeb tsa lub txhab nyiaj:

1. Xa SMS rau tus lej 900 nrog lo lus "BLOCK". Nws yuav tsum tau sau ua ntawv loj thiab tom qab ib qho chaw ntxiv plaub tus lej kawg ntawm tus lejdaim npav. Tom ntej no, koj yuav tsum muab lwm qhov chaw thiab qhia tias yog vim li cas rau kev thaiv nrog tus lej. Lub txhab nyiaj muaj nws tus kheej lub npe digital rau ib qho laj thawj lossis lwm qhov. Piv txwv li, 0 - poob ntawm daim npav, 1 - tub sab nyiag, 2 - tseem nyob hauv ATM, 3 - lwm qhov laj thawj.
2. Hu rau Sberbank tus xov tooj hu dawb dawb, tus lej xov tooj tuaj yeem kuaj xyuas ntawm lub txhab nyiaj hauv tuam txhab, ze ntawm lub ATM lossis hauv daim ntawv thov mobile.

Nws yog ib qho tseem ceeb kom paub tias yog ib tug neeg tau poob tus pin code los ntawm classic "Momentum" visa card, ces nws hloov tsis tau nws ua ntej lub sij hawm.

Action algorithm

Thaum daim npav Sberbank tas sijhawm, cov lus nug tshwm sim ntawm kev hloov nws. Nws ua li cas? Peb yuav qhia rau koj paub meej.

Yog tias qhov hloov daim npav tau npaj tseg, ces yuav tsis muaj teeb meem dab tsi. Lub txhab nyiaj nws tus kheej tsim ib qho nruab nrab tshiab thiab xa mus rau cov ceg hauv cheeb tsam uas thawj daim ntawv luam tawm. Ntawd yog, daim npav twb tau nyob hauv ceg txhab nyiaj ob lub lis piam ua ntej hnub tas sij hawm.

Thaum tseem tshuav ob peb hnub ua ntej daim npav yuav tas sijhawm, tus thawj tswj hwm tau hu los ntawm lub txhab nyiaj thiab ceeb toom tias nws yog lub sijhawm hloov daim npav qub. Thaum lub sij hawm hu, lub tuam txhab nyiaj hauv tuam txhab uas muaj daim ntawv luam tshiab nyob hauv kuj tau qhia. Yuav kom tau txais qhov kawg, koj yuav tsum tuaj rau lub txhab nyiaj nrog daim npav qub thiab phau ntawv hla tebchaws. Tus neeg ua haujlwm hauv txhab nyiaj, tom qab kuaj xyuas cov ntaub ntawv hla tebchaws, yuav hloov daim npav qub sai sai nrog daim npav tshiab.

Muaj ib qho tseem ceeb. Yog tias daim npav Sberbank tau tas sijhawm thiab tsis muaj kev hloov pauv hauv lub xyoo, ces tus tswv ntawm cov yas yuav tsis muaj peev xwm rov muab nws dua. Nws yuav tau xajnew.

Nws kuj tshwm sim tias koj yuav tsum hloov daim npav ua ntej lub sijhawm. Yuav ua li cas nyob rau hauv xws li mob? Koj yuav tsum xa daim ntawv thov hloov pauv hauv online lossis mus ntsib lub tuam txhab nyiaj hauv tuam txhab tus kheej.

Nco ntsoov! Daim ntawv thov hluav taws xob tsuas tuaj yeem ua rau ntawm lub vev xaib raug cai ntawm lub txhab nyiaj lossis hauv Sberbank Online daim ntawv thov.

Yuav xaj daim npav tshiab li cas hauv app?

Nrog rau kev txhim kho cov cuab yeej siv computer niaj hnub no, koj tsis tas yuav tus kheej tuaj rau hauv tuam txhab nyiaj thiaj li xaj daim npav tshiab lossis ua ntau yam kev them nyiaj. Txhua yam yooj yim heev los ntawm daim ntawv thov hauv xov tooj.

Rov ua dua daim npav Sberbank thaum kawg ntawm nws lub sijhawm siv tau tshwm sim tuaj yeem, tab sis txhawm rau hloov nws, qee cov kauj ruam yuav tsum tau ua ua ntej ntawm lub sijhawm. Ib zaug hauv daim ntawv thov, koj yuav tsum xaiv lub npe "Maps" thiab nyem rau ntawm nws. Tom ntej no, xaiv qhov xav tau, hauv cov ntawv qhia zaub mov rau nws koj yuav tsum nrhiav qhov "Reissue card" seem. Koj yuav raug hais kom sau rau hauv qhov khoob, koj yuav tsum tau nkag rau hauv lawv:

1. Tus lej ntawm daim npav koj xav hloov. Thaum cov lej nkag mus, cov ntsiab lus teb yuav raug sau cia.
2. Yog vim li cas koj thiaj txiav txim siab hloov cov ntaub ntawv yas. Nws tuaj yeem ploj, raug nyiag, lossis lwm yam.
3. Qhov chaw koj xav tau daim npav. Txhawm rau ua qhov no, koj tuaj yeem xaiv chav haujlwm tsim nyog los ntawm daim ntawv teev npe.

Thaum tag nrho cov ntaub ntawv nkag, nias lub pob "Reissue". Lub kaw lus yuav qhia tag nrho cov teb uas tau sau rau koj, thiab yog tias txhua yam yog lawm, koj yuav tsum paub meej tias cov ntaub ntawv los ntawm txhajkhawm khawm.

Yog tias koj tseem txiav txim siab tau daim npav tshiab, ces qhib lub pob "Qhia los ntawm SMS". Koj yuav tau txais ib tug code ntawm koj lub xov tooj, uas koj yuav tsum tau nkag mus rau hauv lub dawb teb. Tom qab tag nrho cov kauj ruam, daim ntawv thov yuav ua tiav.

Yuav ua li cas thiaj li rov hais dua hauv xov tooj?

Txawm hais tias muaj pes tsawg xyoo daim npav Sberbank tau tawm, yog tus lej PIN ploj lawm, nws tuaj yeem xaj los ntawm lub chaw hu xovtooj.

Hu los ntawm ib tus lej hauv Russia yog dawb. Tus neeg teb xov tooj yuav txheeb xyuas tus kheej ntawm tus neeg thov thiab sau daim ntawv thov nws tus kheej, vim nws yuav paub plaub tus lej kawg ntawm daim npav qub.

Txoj kev rov hais dua ntawm ib ceg txhab nyiaj

Peb xav paub yuav hloov daim npav li cas los ntawm kev hu rau Sberbank hotline dawb. Lub xov tooj yog, ntawm chav kawm, yog ib qho yooj yim, tab sis tseem, feem ntau cov neeg ntseeg hais tias kev mus ntsib tus kheej yog qhov zoo dua. Qee txoj hauv kev, lawv yog, yog li peb yuav xav txog qhov kev xaiv ntawm kev hloov daim npav nrog kev mus ntsib lub txhab nyiaj.

Thawj qhov koj yuav tsum paub yog lub txhab nyiaj tso cai rau koj mus thov hauv lwm cheeb tsam lossis txawm nyob sab nraud. Ntawm qhov sib txawv, tsuas yog lo lus rau kev rov muab daim npav Sberbank, txhua yam tsis hloov. Yog tias nyob rau hauv ceg uas daim npav qub tau muab tawm, koj yuav tsum tau tos peb caug hnub, tom qab ntawd hauv lwm cheeb tsam kev tos yuav ncav cuag rau caum hnub.

Ua ntej lees txais daim ntawv thov, tus neeg ua haujlwm hauv txhab nyiaj yuav tsum tau txheeb xyuas tus neeg siv khoom. Rau qhov no koj xav tau ib tug Lavxias teb sab passport. Yog tias tom kawg ploj lawm, piv txwv li, nws raug nyiag lawm, koj tuaj yeem nthuav qhia lwm daim ntawv uas muajdaim duab. Yog tias daim ntawv hla tebchaws poob nrog cov ntaub ntawv hloov pauv, koj yuav tsum xub rov qab cov ntaub ntawv, thiab tom qab ntawd hu rau lub txhab nyiaj kom muab daim npav rov qab.

Tom qab tus neeg ua haujlwm hauv tuam txhab nyiaj tau tshuaj xyuas cov ntsiab lus ntawm daim npav rho nyiaj thiab cov ntaub ntawv, nws muab daim ntawv thov thiab piav qhia yuav ua li cas sau nws. Daim ntawv qhia tias:

1. Hom daim npav yuav raug muab tawm.
2. Hom txiaj uas yuav siv daim npav. Feem ntau nws yog rubles.
3. Tus lej tus lej tus kheej. Tus neeg ua hauj lwm hauv txhab nyiaj yuav qhia rau koj saib qhov twg.
4. Lub Tsev Haujlwm uas tus neeg thov xav tau daim ntawv theej tshiab ntawm cov yas.

Yog tias daim npav raug nyiag lossis ploj, ces koj yuav tsum tau sau ib nqe lus ntxiv rau lub txhab nyiaj.

tso tawm hnub

Lub sijhawm rau rov muab daim npav Sberbank txawv nyob ntawm qhov xwm txheej thiab ceg. Yog tias peb tab tom tham txog kev npaj hloov pauv, tom qab ntawd cov yas tshiab tau muab tso rau tib hnub uas tus neeg thov. Dab tsi yog cov nqe lus rau kev rov muab daim npav Sberbank lossis tau txais daim npav tshiab? Sberbank txiav txim ib lub sij hawm ntawm ob lub lis piam txij li lub sij hawm daim ntawv thov raug xa. Qhov tseeb, daim npav tsis pub dhau tsib hnub.

Dab tsi tuaj yeem hais tau ntev npaum li cas nws yuav siv sijhawm los hloov ntawm ib lub txhab nyiaj. Nws yuav siv sijhawm ntev npaum li cas thiaj li rov muab daim npav Sberbank yog nyob ntawm qhov sai sai ntawm cov neeg ua haujlwm thiab lawv cov haujlwm.

Nws yog ib qho tseem ceeb uas yuav tsum nco ntsoov tias thaum lees txais daim ntawv thov, tus neeg ua haujlwm hauv tuam txhab nyiaj yuav tsum tau qhia hauv nws hnub uas daim npav rho nyiaj yuav yogready.

Nws yuav siv sijhawm ntev npaum li cas thiaj li rov xa daim npav Sberbank kuj nyob ntawm tus neeg siv khoom xav tau. Piv txwv li, tus neeg nqa khoom nrog tus neeg tsim qauv yuav tsum tau tos tsawg kawg ib hlis. Yog tias daim ntawv thov raug xa mus rau lwm cheeb tsam lossis lub tebchaws, lub sijhawm tos yuav txuas ntxiv mus rau lwm lub hlis.

Tab sis tus neeg siv khoom tuaj yeem suav qhov hloov pauv sai yog tias nws poob nws daim npav rho nyiaj - tsuas yog ob lub lis piam.

Shelf life

Tom qab daim npav tuaj txog ntawm ceg txhab nyiaj, nws muab khaws cia rau ob lub hlis. Yog tias lub sijhawm no tus tswv tsis tau tshwm sim, ces nws yuav muab pov tseg lossis xa rov qab.

Nyob nqe

Ntau tus neeg txhawj xeeb txog tus nqi rov muab daim npav Sberbank. Tus nqi ntawm cov txheej txheem yog nyob ntawm qhov laj thawj ntawm kev hloov daim npav. Thiab tseem yog hom kawg tseem ceeb.

Hloov daim npav ib txwm muaj lossis hwm daim npav rho nyiaj dawb. Cov tom kawg tuaj yeem hloov pauv yam tsis muaj nqi ntxiv txawm tias ua ntej ntawm lub sijhawm. Tsis tas li ntawd, kev hloov pauv pub dawb tshwm sim nyob rau hauv rooj plaub uas daim npav "tham" los ntawm ATM lossis thaiv los ntawm tus tshaj tawm.

Hauv lwm qhov xwm txheej, hloov pauv tau ua raws li tus nqi se:

1. Daim npav hluas yuav raug hloov rau 650 rubles. Nyob rau tib lub sijhawm, lawv them 500 rubles rau kev tsim daim npav thiab 150 rau kev tso tawm ib qho tshiab.
2. Txoj kev sib cuag tsis sib cuag ntawm cov yas tawm hloov pauv rau 250 rubles.
3. Yog tias daim npav poob lawm, tus tswv cov ntaub ntawv tus kheej hloov lossis nws nyuam qhuav tsis nco qab tus lej PIN, ces qhov hloov pauv yuav raug nqi 150 rubles.
4. Daim npav rho nyiaj hauv zej zog, ntau qhov tseeb, nws qhov kev xa rov qab yuav raug nqi 30 rubles.

Kev tsis lees paub dua

Yog tias txhua yam meej meej nrog lub sijhawm rov muab daim npav Sberbank thaum muaj kev thaiv thiab lwm yam, ces tsis muaj dab tsi meej nrog cov lus nug tsis kam hloov nws.

Tus neeg siv khoom puas tuaj yeem tsis kam hloov daim npav rho nyiaj? Tau kawg, tab sis nws yuav tsum ua kom raws sijhawm. Ob lub hlis ua ntej daim npav yuav tas, tus neeg siv yuav tsis kam hloov nws. Ua li no, koj yuav tsum tuaj rau txhua ceg ntawm lub txhab nyiaj thiab tham nrog tus neeg ua haujlwm hauv tuam txhab.

Koj yuav tsum nkag siab tias tom qab qhov tsis lees paub, tus account tus kheej yuav raug kaw. Cov nyiaj uas tseem tshuav yuav muab rau tus tswv hauv cov nyiaj ntsuab lossis pauv mus rau lwm tus account. Qhov no yuav tshwm sim tsuas yog tom qab them tag nrho cov nuj nqis rau lub txhab nyiaj.

Kuv paub li cas thaum nws npaj tau?

Sberbank tau teem sijhawm nws tus kheej rau kev tsim daim npav, tab sis nyob rau hauv txhua cheeb tsam nws tseem txawv ntawm ob lub lis piam. Qee qhov lawv yuav ua daim npav sai dua, tab sis qhov chaw koj yuav tau tos ntev me ntsis. Vim li no, ntau tus tswv tau ntxhov siab thiab nrhiav txoj hauv kev kom paub tias daim npav npaj tau.

Muaj ntau txoj hauv kev:

1. Hu rau tus xov tooj kub.
2. Nyob rau hauv Sberbank Online daim ntawv thov mobile. Koj yuav tsum xaiv qhov "Daim ntawv qhia xwm txheej" ntu, tom qab ntawd koj tuaj yeem taug qab tau yooj yim qhov twg daim ntawv theej tshiab yog.
3. Nyob rau ntawm lub vev xaib official ntawm lub txhab nyiaj hauv qab nqe "Cards".
4. Thaum mus ntsib ib lub txhab nyiaj hauv tuam txhab ntawm tus kheej. Hauv qhov no, koj yuav tsum tau nthuav tawm daim ntawv hla tebchaws lossis lwm yam ntaub ntawv nrog daim duab.

Qhib daim npav tshiab

Vim muaj ntau tus kws dag ntxias nyiag nyiaj los ntawm daim npav, tam sim notag nrho cov qauv tshiab raug muab thaiv. Txhawm rau qhib lub hnab yas, nws txaus siv lub tshuab ATM. Hmoov tsis zoo, daim ntawv thov xov tooj kub lossis xov tooj ntawm tes tsis haum rau lub hom phiaj no, vim lawv tsis tuaj yeem tiv thaiv cov neeg dag ntxias.

Txhawm rau qhib daim npav, koj tsis tas yuav ua cov txheej txheem nyuaj. Nws yog txaus tias tus tswv yuav saib qhov nyiaj tshuav ntawm tus as khauj, thaum nkag mus rau tus lej PIN.

Hloov daim npav

Lwm lo lus nug tseem ceeb uas cov neeg ua haujlwm hauv txhab nyiaj tau hnov ib lub sijhawm yog seb tus lej Sberbank puas hloov pauv thaum muab rov qab? Yog tias qhov hloov pauv ntawm cov yas tau npaj tseg, nws tus lej yuav nyob li qub. Yog tias daim npav tau hloov pauv thaum muaj xwm txheej ceev, nws tus lej yuav tsis phim tus lej dhau los.

Cov ntsiab lus tseem ceeb ntawm kev hloov pauv thaum ntxov

Yog vim li cas qhov kev hloov pauv yog qhov hloov pauv ntawm tus kheej cov ntaub ntawv, kev sib pauv ntawm daim npav tsis tau sau npe lossis rov ua dua hauv lwm cheeb tsam, ces koj yuav tsum tau ua raws li cov txheej txheem sib txawv me ntsis.

Ntau tus ntseeg tias hloov lub npe tsis yog vim li cas thiaj hloov cov yas. Hauv qee txoj kev, lawv yog txoj cai thaum nws los txog rau kev xaiv credit lossis debit. Tab sis rau cov neeg uas tau txais cov nyiaj hli ntawm daim npav, yuav muaj teeb meem. Kev them nyiaj los ntawm lub tuam txhab tsuas yog tsis dhau mus, vim tias lawv muaj lwm cov ntaub ntawv hla tebchaws. Nws hloov tawm tias cov ntsiab lus ntawm tus kheej tus account tsis phim cov ntsiab lus ntawm kev txiav txim them nyiaj, yog li cov teeb meem tshwm sim.

Yog tus neeg hloov nws lub xeem, tus lej tus kheej qub raug kaw thiab qhib ib qho tshiab, daim npav, raws li, kuj hloov mus rau tus tshiab.

Hloov cov yas tsuas yog tom qabyuav ua li cas ib tug neeg hu rau lub txhab nyiaj. Yam koj yuav tsum tau nqa nrog koj:

1. Passport. Hauv qhov no, nws tsis tuaj yeem hloov nrog lwm daim duab duab.
2. Ib daim ntawv uas qhia txog lub hauv paus rau kev hloov cov ntaub ntawv tus kheej. Lub tsev hais plaub txiav txim siab lees paub leej txiv, daim ntawv pov thawj kev sib yuav, thiab lwm yam.
3. Daim npav uas siv tau tam sim no.

Tom qab tus neeg siv khoom tau txheeb pom los ntawm daim ntawv tshiab, nws sau daim ntawv thov kaw tus kheej tus account, hloov daim npav thiab qhib tus kheej tus account.

Tus as khauj qhib rau tib hnub, tab sis cov khoom nqa yas yuav tau tos ob lub lis piam.

Tshaj tawm daim npav hauv lwm cheeb tsam

Cov txheej txheem yog tib yam, hnub kawg ntawm daim ntawv thov txawv. Nws yuav tsum tau sau tsis pub dhau ob lub hlis ua ntej hnub tas sij hawm ntawm daim npav. Kev ua haujlwm tuaj yeem ua kom nrawm dua yog tias daim ntawv thov raug tso tseg hauv thaj chaw uas thawj daim npav tau tshaj tawm, tab sis nrog kev qhia kom tau txais lwm lub txhab nyiaj hauv tuam txhab uas twb muaj lawm hauv cheeb tsam xav tau.

Yuav ua li cas thiaj tsis muaj npe hloov pauv?

Cov ntawv luam no tsis tuaj yeem hloov ua ntej lub sijhawm, lawv tsuas tuaj yeem rov tso tawm dua.

Yog daim npav poob lossis raug nyiag lawm, ces nws yuav tsum xub thaiv. Tom qab koj paub tseeb tias tsis muaj leej twg yuav siv koj cov nyiaj, koj tuaj yeem nrhiav txoj hauv kev los hloov cov yas.

Vim li cas lub txhab nyiaj tsis kam hloov?

Daim npav rho nyiaj tsis tshua muaj kev tsis lees paub. Feem ntau qhov no tshwm sim nrog credit. Muaj ntau yam laj thawj, tab sis qhov tseem ceeb yog tus neeg siv khoom tsis them nyiaj rautus account. Hauv qhov no, lub txhab nyiaj yuav tsis txaus siab rau nws, thiab daim npav rho nyiaj yuav raug thaiv.

Vim li cas lawv thiaj tsis kam rov muab daim npav Sberbank yog tias nws yog daim debit card? Muaj tseemfwv txoj cai lij choj No. 115, uas qhia txog kev ua txhaum cai uas cov yas raug thaiv. Yog tias tus neeg siv tau thaiv daim npav ntau zaus vim tsis ua raws li cov cai, ces nws yuav raug tsis kam lees rov ua dua. Yog li, lub tsev txhab nyiaj raug pov hwm tiv thaiv cov teeb meem tshwm sim nrog tub ceev xwm lossis chaw ua haujlwm se.

Zaj lus

Raws li koj tuaj yeem pom, ua ntej tshaj tawm daim npav, koj yuav tsum kawm tag nrho cov nuances. Tsis tas li ntawd, nws tseem ceeb heev uas yuav tsum ua raws li cov cai ntawm lub txhab nyiaj kom tsis muaj qhov xwm txheej thaum koj maj nrawm mus nrhiav lwm lub txhab nyiaj khaws nyiaj.

Yog tias koj ua raws li lub sijhawm them nyiaj (credit card) lossis tsis ua txhaum cai, ces koj yuav tsis muaj teeb meem. Tom qab tag nrho, txhua tus neeg yuav tsum ua raws li txoj cai.