Kev tuav pov hwm tsheb tsis muaj kev pov hwm lub neej. Compulsory car insurance
Kev tuav pov hwm tsheb tsis muaj kev pov hwm lub neej. Compulsory car insurance

Video: Kev tuav pov hwm tsheb tsis muaj kev pov hwm lub neej. Compulsory car insurance

Video: Kev tuav pov hwm tsheb tsis muaj kev pov hwm lub neej. Compulsory car insurance
Video: Saib Mis paub Poj niam (hluas nkauj) tus yam ntxwv lub siab 2024, Kaum ib hlis
Anonim

Nws tsis yog qhov zais cia rau leej twg uas pib txij xyoo 2013, tau txais txoj cai OSAGO tau dhau los ua teeb meem loj. Txhua lub tuam txhab tuav pov hwm muab kev yuav khoom pov hwm ntxiv xws li kev tuav pov hwm lub neej, kev noj qab haus huv lossis vaj tse thaum thov OSAGO. Tab sis yuav ua li cas yog tias koj xav tau kev tuav pov hwm tsheb yam tsis muaj kev pov hwm lub neej thiab vaj tse? Hauv qhov no, koj yuav tau txais txoj cai, koj tsuas yog yuav tsum tau tos me ntsis.

tsheb insurance tsis muaj insurance life
tsheb insurance tsis muaj insurance life

Yuav ua li cas yog OSAGO xav tau ceev

OSAGO - kev tuav pov hwm tsheb yuam. Txoj cai no yuav tsum tau yuav los ntawm txhua tus tswv tsheb. Tau kawg, yog tias daim ntawv cog lus xav tau sai thiab tsis muaj lub siab xav sib cav nrog tus neeg sawv cev ntawm lub tuam txhab pov hwm, ces koj tuaj yeem pom zoo rau lub tuam txhab cov lus thiab yuav tag nrho cov kev pabcuam ntxiv.

Yog tias koj tsis xav them nyiaj ntau dhau, koj tuaj yeem siv cov txheej txheem hauv qab no. Cov lus qhia no yuav pab tau koj tsuas yog yuav ib tsab cai tuav pov hwm txoj cai.

Kev yuav ib txoj cai yam tsis muaj kev pabcuam ntxiv

thawj kauj ruam yog musua daim ntawv thov kev tuav pov hwm. Daim ntawv thov tuaj yeem muab tau ntawm txhua lub chaw haujlwm ntawm lub tuam txhab pov hwm lossis rub tawm los ntawm World Wide Web. Txhua daim teb yuav tsum tau sau kom raug hauv daim ntawv thov.

tsheb insurance nqi
tsheb insurance nqi

Tom qab daim ntawv thov ua tiav, koj yuav tsum paub txog tus nqi ntawm koj daim ntawv cog lus. Ua li no, koj tuaj yeem siv lub laij lej online, uas tau nthuav tawm ntawm lub vev xaib raug cai ntawm txhua lub tuam txhab pov hwm. Yuav kom paub seb tus nqi them nyiaj tuav pov hwm tsheb ntau npaum li cas, koj yuav tsum tau qhia: hom thiab lub zog ntawm lub tsheb, daim ntawv sau npe ntawm tus tswv thiab cov neeg tsav tsheb uas yuav raug tso cai tsav tsheb. Tom qab nkag mus rau tag nrho cov ntaub ntawv tsim nyog, kev suav yuav raug tsim tawm.

Cov ntaub ntawv thov

Cov ntawv luam ntawm cov ntaub ntawv yuav tsum tau txuas nrog rau daim ntawv thov: phau ntawv hla tebchaws ntawm tus tswv thiab cov ntawv pov hwm, lub npe thiab daim ntawv tsav tsheb. Yog tias lub tsheb loj dua peb xyoos, yuav tsum muaj daim npav kuaj mob.

Tag nrho cov ntaub ntawv yuav tsum muab rau tus neeg sawv cev ntawm lub tuam txhab pov hwm. Hauv qhov no, koj yuav tsum thov kom sau npe cov ntaub ntawv thiab muab daim ntawv thib ob ntawm daim ntawv thov nrog lub cim lees txais.

compulsory car insurance
compulsory car insurance

Raws li txoj cai lij choj, tom qab lees txais daim ntawv thov, lub tuam txhab yuav tsum ua tiav daim ntawv cog lus hauv 30 hnub. Hauv qhov no, tus neeg tuav pov hwm yuav thov kom muab lub tsheb rau kev kuaj pom (hauv nws daim ntawv ntshiab). Nco ntsoov tias tom qab cov kauj ruam no koj yuav raug muag nyiaj pov hwm tsheb yam tsis muaj kev pov hwm lub neej thiab lwm yam kev pabcuam ntxiv.

yuav khoom saiOSAGO

Hnub no, txhawm rau yuav OSAGO txoj cai, nws tsis tas yuav mus rau tus kheej mus rau lub tuam txhab pov hwm, txij li koj tuaj yeem yuav nws ntawm Is Taws Nem. Qhov kev pabcuam no yog muab los ntawm tus thawj coj pov hwm - Rosgosstrakh LLC. Txhawm rau yuav ib txoj cai, koj yuav tsum mus rau lub vev xaib raug cai thiab mus ntsib OSAGO ntu.

Ua ntej tshaj, kev tuav pov hwm tsheb raug suav. Tus nqi nyob ntawm: hom tsheb, kev sau npe ntawm tus tswv, lub zog, hnub nyoog thiab kev paub ntawm cov neeg tsav tsheb. Tsis tas li ntawd, tsis txhob hnov qab txog qhov luv nqi uas txhua tus neeg tsav tsheb khwv tau rau kev caij tsheb tsis muaj xwm txheej. Raws li txoj cai tam sim no, txhua tus neeg tsav tsheb tau txais 5% luv nqi rau txhua xyoo yam tsis muaj kev sib tsoo. Qhov luv nqi yog sib sau thiab tsis nce thaum nws nce mus txog 50%.

Tom qab kev suav, koj yuav tsum sau tag nrho cov ntaub ntawv tsim nyog, qhia cov nqe lus thiab them nyiaj. Hauv qhov no, kev tuav pov hwm tsheb yog muab tsis muaj kev pov hwm lub neej. Yog xav tau, txoj cai no kuj tuaj yeem yuav ntawm lub vev xaib kom tau tus nqi ntxiv.

OSAGO ntawm Rosgosstrakh tuam txhab pov hwm

osgo car insurance
osgo car insurance

Yog tias nws tsis tuaj yeem yuav OSAGO txoj cai los ntawm World Wide Web, koj tuaj yeem tiv tauj ib ceg ntawm Rosgosstrakh tuam txhab pov hwm thiab yuav ib txoj cai. Qhov no tsuas yog tus tuav pov hwm nkaus xwb uas muaj cov ceg ntoo loj, yog li xaiv chaw ua haujlwm yuav tsis muaj teeb meem.

Rosgosstrakh tsheb pov hwm tsuas yog muab yog tias muaj cov ntaub ntawv hauv qab no:

  • daim ntawv hla tebchaws qub ntawm cov ntawv pov hwm thiab tus tswv;
  • cov ntaub ntawv rau lub tsheb: Titlelos yog daim ntawv pov thawj ntawm kev sau npe;

  • daim ntawv tso cai tsav tsheb ntawm txhua tus tsav tsheb (nws raug tso cai nkag 5 tus tsav tsheb hauv OSAGO txoj cai);
  • daim ntawv kuaj mob yog tias lub tsheb muaj hnub nyoog tshaj peb xyoos.

Raws li cov ntaub ntawv, ib tus neeg sawv cev ntawm lub tuam txhab pov hwm yuav ua qhov kev suav ua ntej thiab tshaj tawm tus nqi ntawm cov nyiaj tuav pov hwm. Tsuas yog tom qab kev pom zoo ntawm cov ntawv pov hwm, OSAGO txoj cai yuav raug muab.

Kev pov hwm ntxiv

Thaum ua ntawv thov rau OSAGO txoj cai yuav tsum, txhua lub tuam txhab pov hwm tau yuam kom koj yuav txoj cai pov hwm lub neej. Yog tias koj xav txog nws, qhov no yog hom kev pov hwm muaj txiaj ntsig zoo rau tus nqi tsawg. Ua tsaug rau txoj cai no, koj tuaj yeem suav rau cov nyiaj them ncaj ncees thaum muaj xwm txheej pov hwm.

Ntawm qhov nruab nrab, kev tuav pov hwm tsheb raug nqi 8-13 txhiab rubles. Tus nqi ntawm kev tuav pov hwm kho mob ntxiv tsuas yog 1-2 txhiab rubles. Nws hloov tawm tias txhua tus neeg tsav tsheb yuav ib txoj cai kim thiab pov hwm lwm tus neeg koom nrog kev sib tsoo, tab sis tsis quav ntsej txog nws txoj kev noj qab haus huv. Yog li ntawd, nws yog ib qho tsim nyog yuav tsum tau ua tib zoo xav seb puas yuav yuav cov khoom pov hwm ntxiv los tiv thaiv koj tus kheej ntawm kev sib tsoo.

Kev tuav pov hwm kev dag

Ntau lub tuam txhab tuav pov hwm siv me me kom tau txais kev pov hwm nrog cov kev pabcuam ntxiv. Ib ntawm lawv yog qhov tsis lees paub qhov kev tshem tawm tam sim. Cov neeg siv khoom uas tsis xav them nyiaj ntau dhau yuav tsum muab lub tsheb rau kev kuaj pom thiab kos npe rau cov kab kev tshem tawm.

tsheb insurance rosgosstrakh
tsheb insurance rosgosstrakh

Qhov noqhov xav tau yog piav qhia los ntawm qhov tseeb tias muaj ib lub tuam tsev ntawm kev tuav pov hwm tsheb nkaus xwb nrog kev tuav pov hwm lub neej, uas txhua yam ua tiav raws li qhov tseem ceeb, thiab muaj lub tuam tsev ntawm OSAGO nkaus xwb, uas teeb meem tsuas yog los ntawm kev teem caij.

Qee lub tuam txhab tam sim ntawd tshaj tawm rau cov neeg siv khoom tias kev tso npe yuav tsuas yog nrog cov kev pabcuam ntxiv. Yog tias tus neeg siv khoom tsis kam, tus neeg sawv cev ntawm lub tuam txhab pov hwm kev tuav pov hwm ua kev suav thiab tshaj tawm tias cov nyiaj cheb tsis raug kuaj xyuas ib qho PCA database, thiab yog li nws yuav tsis muaj peev xwm kos daim ntawv cog lus.

Nws hloov tawm tias nws tsis yooj yim rau kev tshaj tawm txoj cai OSAGO. Kev tuav pov hwm tsheb yog txoj cai lij choj uas yuam kom ntau tus neeg tsav tsheb mus dhau txoj kev nyuaj.

Proper Insurance

tsheb insurance nqi npaum li cas
tsheb insurance nqi npaum li cas

Nws hloov tawm tias nws muaj peev xwm tshaj tawm OSAGO txoj cai yam tsis muaj kev pabcuam ntxiv, tab sis nws nyuaj. Yuav kom txuag tau nyiaj, koj yuav tsum tau nrog kev tuav pov hwm ua ntej, ib hlis ua ntej kawg ntawm lub sijhawm pov hwm.

Yuav ua li no, xa daim ntawv thov thiab cov ntaub ntawv tsim nyog rau lub tuam txhab tuav pov hwm thiab tos kom txog thaum koj tau txais kev pov hwm thiab tshuaj xyuas lub tsheb.

tsheb pov hwm tsheb yam tsis muaj ntawv pov hwm lub neej yuav raug muab thiab koj yuav muaj peev xwm tsav koj lub tsheb pov hwm.

Yog tias ua tau, nws yog qhov zoo dua los siv kev pov hwm online thiab yuav daim ntawv pov hwm hluav taws xob yuam kev. Qhov no txuag tsis tau tsuas yog lub sij hawm xwb, tab sis kuj nyiaj.

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