VHI txoj cai tuav pov hwm - yog dab tsi?

2024 Tus sau: Howard Calhoun | [email protected]. Kawg hloov kho: 2023-12-17 10:28

Nyob ntiaj teb no tsis muaj ib tug neeg yuav xav mob. Tab sis, hmoov tsis, qhov no tshwm sim, thiab thiaj li yuav tau txais kev kho mob, koj xav tau txoj cai. Insurance tshuaj nyob rau hauv Russia yog yuav tsum tau. Tab sis puas yog txhua yam kev pabcuam muab los ntawm lub xeev-kev pov hwm kev noj qab haus huv, thiab puas muaj sijhawm ntxiv?

Voluntary he alth insurance (VHI)

Thaum kev kho mob, feem ntau yuav tsum muaj kev kuaj mob ntxiv, kev tiv thaiv thiab kho kom rov zoo, kev sab laj uas tsis suav nrog hauv qhov yuav tsum tau ua. Rau qhov no, muaj daim ntawv pov hwm kev mob siab rau (VHI). Daim ntawv faj seeb VHI tsuas yog pab them cov nqi no xwb.

VHI

Ib tug neeg xaiv txoj haujlwm uas tsim nyog tshaj rau nws, uas suav nrog ntau qhov kev pabcuam kho mob tshwj xeeb rau qee qhov nyiaj pov hwm. Tus naj npawb ntawm cov kev pabcuam, daim ntawv teev cov kab mob, theem ntawm cov tsev kho mob muab txiav txim siab npaum li cas VHI txoj cai yuav raug nqi. Nws muab dab tsi? Nyob rau hauv qhov kev tshwm sim ntawm kev pov hwm, tus neeg tau txais kev pabkev kho mob tsim nyog nyob rau hauv cov kev txwv ntawm cov nyiaj tuav pov hwm stipulated. Lub sij hawm ntawm txoj cai yog teev nyob rau hauv daim ntawv cog lus (feem ntau yog 1 xyoo). Cov neeg laus thiab menyuam yaus cov kev pabcuam raug tsim los sib cais thiab muaj qee qhov sib txawv.

Txoj Haujlwm Flexibility

VHI txoj cai rau cov tib neeg yog tus kheej, raws li qee hom kev pabcuam, tsev kho mob, chaw kuaj mob, chaw kho mob, thiab lwm yam raug xaiv nyob ntawm lub peev xwm thiab kev xav tau ntawm txhua tus neeg siv khoom.

Kev pabcuam

Muaj ntau hom kev pabcuam muab los ntawm VMI txoj cai. Yuav ua li cas yog:

• kev kho mob sab nraud;
• kho mob hauv tsev;
• lwm yam kev pab kho hniav;
• tsheb thauj neeg mob, thiab lwm yam.

Kuv yuav yuav VHI txoj cai. Nws yuav muab dab tsi rau kuv? Yuav nrhiav dab tsi thaum xaiv tus neeg tuav pov hwm

• Daim ntawv tso cai tawm los ntawm Lavxias Tsoom Fwv Teb Chaws Kev Pabcuam rau Kev Saib Xyuas Kev Pov Hwm Kev Ua Haujlwm.
• Lub tuam txhab npe teev nyob rau hauv daim ntawv tso cai, nws qhov chaw nyob raws cai, hom kev tuav pov hwm kev ua ub no.
• Daim ntawv cog lus nrog lub tsev kho mob uas tseem muaj daim ntawv tso cai rau nws hom kev ua ub no.
• keeb kwm ntawm lub tuam txhab hauv kev lag luam pov hwm.
• Ratings.
• Nyiaj tau ua, thiab lwm yam.
• Kev mus ntsib kws kho mob raws li lub sijhawm teem tseg.
• Tus neeg saib xyuas tus kheej.
• Kev xaiv cov tsev kho mob uas yuav muab kev pabcuam khomob.
• Kev daws teeb meem los ntawm tuam txhab pov hwm cov teeb meem nrog lub tsev kho mob.
• Kev xaivtsuas yog cov kev pabcuam tseem ceeb xwb.
• Kev teb ntawm kev ua thaum muaj xwm txheej ceev.
• Muaj peev xwm them rau txoj cai hauv nqes.
• Service.

Qee qhov qhia meej

Tsis yog txhua yam teeb meem kev noj qab haus huv uas tau tshwm sim raug suav tias yog qhov xwm txheej pov hwm. Piv txwv li, cov kev pabcuam kho hniav kuj tau muab los ntawm VMI txoj cai. Qhov no txhais li cas? Yog tias tus neeg tuav pov hwm mus ntsib tus kws kho mob nrog qhov mob hnyav lossis mob hnyav ntawm qhov teeb meem uas twb muaj lawm, ces qhov kev pov hwm tau tshwm sim thiab tus neeg tuav pov hwm yuav them cov nqi. Yog tias ib tus neeg tsuas yog xav hloov qhov ntim nrog qhov zoo dua, lawv yuav tau them nyiaj ntxiv. Los yog zoo li no: Kuv tsis tau mus ntsib kws kho hniav tau ntau xyoo, feem ntau ntawm cov hniav yuav tsum tau kho, prosthetics, thiab lwm yam. Qhov no, kev tuav pov hwm yuav tsis them tag nrho cov nqi.

Qhov tseem ceeb tshaj

Txhua qhov muaj peev xwm rau qhov kev pab kho mob yeem yuav tsum raug tshawb pom thaum ua tiav daim ntawv cog lus. Tom qab ntawd koj yuav paub meej, muaj VHI txoj cai, koj txoj cai suav nrog dab tsi thiab yam tsis yog. Txoj kev no koj yuav zam kev them nqi tsis tsim nyog rau koj tus kheej lossis lub tuam txhab pov hwm.