2024 Tus sau: Howard Calhoun | [email protected]. Kawg hloov kho: 2023-12-17 10:28
JSC "RESO-Garantia" yog ib lub koom haum txha nraub qaum ntawm kev lag luam hauv tsev. Lub tuam txhab tau tsim nyob rau hauv 1991. IC "RESO-Garantia" muaj daim ntawv tso cai los muab ntau tshaj 100 hom kev pov hwm kev pab cuam. Lub hauv paus chaw haujlwm hauv Moscow yog nyob ntawm: 6, Nagorny Ave. Nyob rau hauv tag nrho, lub tuam txhab muaj ntau tshaj 800 ceg thiab cov ntsiab lus ntawm kev muag khoom, nrog rau ntau tshaj 20,000 tus neeg sawv cev.
tswv
Lub koom haum lub peev muaj 31 lab sib koom nrog tus nqi ntawm 100 rubles. Ntau tshaj 50% belongs rau S. Sarkisov, lwm 5% - rau A. Savelyev. Hauv xyoo 2007, 10% ntawm cov khoom lag luam raug muag rau EBRD. Tib lub sijhawm, lub tuam txhab tau nkag mus rau hauv daim ntawv cog lus rov qab nrog Fabkis pawg AXA thiab muag 36.7% ntawm cov shares. Dmitry Rakovshchik yog CEO.
About tuam txhab
Reso-Garantia cov chaw muag khoom (Moscow) muab ntau yam kev pabcuam rau cov tib neeg thiab cov neeg siv khoom lag luam. Cov chaw nrov tshaj plaws yog kev tuav pov hwm tsheb (DGO, CASCO thiab OSAGO), VHI, kev tuav pov hwm vaj tse, hauvsuav nrog kev them nqi tsev thiab kev tuav pov hwm mus ncig. Cov kev pab tiv thaiv lub neej thiab kev noj qab haus huv yog muab los ntawm ib lub koom haum ntawm tib lub npe. Ntau tshaj 10 lab tus neeg siv khoom siv cov kev pabcuam ntawm lub koom haum. Chaw nyob ntawm RESO-Garantiya chaw ua haujlwm nyob rau hauv Moscow yuav tau tham nyob rau hauv kom meej hauv qab no.
Kev ntseeg siab thiab kev pabcuam zoo rau lub koomhaum tau ua pov thawj los ntawm qhov siab tshaj plaws A ++, uas lub tuam txhab tau muab los ntawm cov kws tshuaj ntsuam hauv tsev txij li xyoo 2009. Xyoo 2016, lub tuam txhab tau txais daim ntawv pov thawj zoo raws li qhov yuav tsum tau ua ntawm GOST ISO 9001-2015. Nws lees paub tias kev tuav pov hwm kev tuav pov hwm siv los ntawm lub tuam txhab ua tau raws li cov cai ntawm GOST ntawm tib lub npe, thiab cov txheej txheem kev lag luam ua raws li cov qauv thoob ntiaj teb.
Kev pabcuam
Lub tuam txhab pov hwm muaj ntau tshaj 100 daim ntawv tso cai rau cov haujlwm nyuaj. Cov tib neeg tuaj yeem thov rau:
- tourist visa;
- VZR;
- "green card";
- travel cancellation insurance;
- OSAGO, CASCO;
- VHI, CHI;
- nyiaj pov hwm tsev;
- kev tuav pov hwm xwm txheej.
Raws li ib feem ntawm qhov kev pabcuam, lub tuam txhab muab kev kho mob zoo thiab tsim nyog thaum muaj kev puas tsuaj rau lub neej thiab kev noj qab haus huv ntawm tus neeg raug mob. Raws li kev xaiv ntxiv, nws yuav tsum raug sau tseg tias kev tuav pov hwm thaum lub nra poob (40 USD rau ib phaus ntawm lub nra poob), cov ntaub ntawv, kev pab raws cai. Kev pab thauj mus los yog npaj los ntawm Europ Assistance.
Raws ib feem ntawm Ntsuabdaim npav tus neeg siv tau txais kev tiv thaiv ntawm cov khoom ntiag tug ntawm tus tswv ntawm lub tsheb thaum muaj xwm txheej cuam tshuam nrog nws hauv thaj chaw ntawm lwm lub xeev.
Thaum muab kev pov hwm kev lav phib xaub rau pej xeem, tus neeg thov tau txais kev tiv thaiv thaum muaj kev puas tsuaj rau cov neeg thib peb. Lub hauv paus rau kev them nyiaj them nqi yog kev ua tsis ncaj ncees lossis tsis ua haujlwm, lees paub los ntawm kev txiav txim siab ntawm lub tsev hais plaub lossis lub cev tso cai.
Lub tuam txhab them nyiaj rau kev poob los ntawm kev ncua ntawm huab cua, kev tsheb ciav hlau lossis dej dav hlau, uas tus neeg siv khoom tau txais daim pib, rau 4 lossis ntau teev rau ib qho ntawm cov laj thawj hauv qab no: kev tawm tsam ntawm cov neeg ua haujlwm ntawm kev thauj mus los tuam txhab, huab cua tej yam kev mob, thauj malfunction.
Cov koom haum raug cai tuaj yeem ua pov thawj kev tsim kho thiab teeb tsa kev pheej hmoo, kev thauj khoom thiab thauj khoom thauj.
Lub tuam txhab cov neeg siv khoom yog 40 lab tus neeg koom tes thiab cov tib neeg. Xws li:
- Lub txhab nyiaj thiab tuam txhab nyiaj txiag: UniCredit, Lavxias Tus Qauv, Moscow txiaj pauv, Zenit.
- Corporations: TTC Ostankino, Golden Telecom, Vimpelcom, Megafon; GOZNAK, LLC National Broker.
- Cov tuam txhab txawv teb chaws thiab lawv cov chaw muag khoom: Renault, Volkswagengrouprus, Danone, Chanel, Michelin, Berlin-Chemie.
Factors
Tus nqi ntawm txoj cai yog nyob ntawm cov xwm txheej ntawm cov kev pabcuam xaiv, nrog rau lub hnub nyoog ntawm tus neeg tuav pov hwm. Rau cov cai tshaj tawm rau cov menyuam yaus (hnub nyoog qis dua 1 xyoos) thiab cov neeg laus laus (los ntawm 60 xyoo suav nrog), muaj qhov tshwj xeeb sib npaug. Cov neeg tuav pov hwm uas ua si ua kis las muaj kev pheej hmoo ntau dua ntawm kev raug mob. Yog li ntawd, thaum ntsuas qhov muaj peev xwm muaj kev phom sij, ib qho kev sib npaug yog siv. Yog tias muaj kev xaiv ntxiv hauv txoj cai, cov nyiaj tuav pov hwm yuav nce proportionally.
Hlub
Pab pawg RESO suav nrog cov tuam txhab ntawm Kazakhstan NSK, Belarus "Belrosstrakh", Armenia RESO, Ukraine "PROSTO-insurance". Cov kev pabcuam nyiaj rov qab yog muab los ntawm Hannover Re, SCOR, Munich Re, Tus khub Re, Sirius thiab Gen Re. Lub koom haum koom ua ke ntau tshaj 30 lub tuam txhab koom nrog hauv kev pov hwm, nyiaj laus, kev loj hlob, kev xauj tsev thiab kev kho mob lag luam hauv Russia thiab CIS:
- Managing organization - HC RESO.
- Kev pabcuam pov hwm yog muab los ntawm: RESO-Garantia, SMK RESO-Med, RESO-Delta.
- Cov pab pawg ntawm cov tuam txhab suav nrog: Medilux TM, Scandinavia Clinics, Auto-Service, RESO-Leasing, RESOTRAST, RESO Credit Bank, NPF SberFund, CORIS Assistance "".
RESO-Garantia: chaw nyob hauv Moscow, chaw ua haujlwm loj
Lub network hauv cheeb tsam suav nrog 794 lub chaw sawv cev thoob plaws hauv Lavxias Federation, ntawm 145 txoj cai cov ntsiab lus nyob hauv lub nroog. Koj tuaj yeem thov rau txoj cai ntawm txhua ceg. Qhov chaw nyob ntawm RESO-Garantia yog dab tsi? Lub chaw haujlwm hauv nroog Moscow yog nyob, raws li tau hais tseg, ntawm 6 Nagorny Ave. Nws pab cov neeg siv khoom txhua hnub los ntawm 09:30 txog 20:00, hnub Saturday - los ntawm 10:00 txog 18:00, thiab hnub Sunday - txog 16:00.. Feem ntau cov ceg ua haujlwm raws li lub sijhawm no, txawm tias qee qhov qhib tsuas yog hnub ua haujlwm. Piv txwv li, RESO-Garantiya chaw ua haujlwm hauv Moscow (VAO)qhib txog 19:00:
- St. Kev, 12.
- TD "Perovsky".
- Shelkovo txoj kev loj, 77.
Nyob rau hauv tib cheeb tsam koj tuaj yeem nrhiav lwm lub chaw haujlwm hauv Moscow. "RESO-Garantiya" nyob rau hauv "City of Abundance" lub tsev loj qhib thaum 09:30 txog 20:00 hnub ua haujlwm thiab los ntawm 10:00 txog 18:00 hnub so. Chaw nyob ntawm lwm cov ntsiab lus muag uas cov neeg siv khoom tau txais kev pabcuam raws li lub sijhawm 09:30-20:00 hnub ua haujlwm; 10:00-18:00 - Sat, Sun:
- St. 15th Park, 44-A.
- Izmailovsky Boulevard, 43.
- St. Stromynka, 19a.
- St. Novokosinskaya, 32-a.
Lwm qhov chaw ua haujlwm dab tsi RESO-Garantia muaj nyob hauv Moscow (CJSC)? Hnub ua hauj lwm los ntawm 10:00 txog 19:00, tsuas yog cov ceg nyob ntawm ul. B. Filevskaya, 19/18. Cov chaw haujlwm RESO-Garantia hauv qab no hauv Moscow kuj tseem qhib rau hnub Saturday thaum 10:00 txog 18:00:
- St. Kyiv, 19 (mus txog 15:00 hnub Saturday).
- Ex. Kutuzovsky, 35.
- Mozhaisk txoj kev loj, 42.
- Ex. Vernadsky, 78.
Ntxiv mus, hnub Sunday thaum 10:00 txog 15:00, cov chaw haujlwm hauv qab no qhib hauv Moscow:
- "RESO-Garantiya", st. Yartsevskaya, 34.
- St. Militias, 11.
- St. Lukinskaya, 14.
- Rublevskoe txoj kev loj, 50.
- Ex. Leninsky, 66.
- St. Novoperedelkinskaya, 13.
Ntau ceg tseem nyob hauv lwm lub AOs. RESO-Garantiya chaw ua haujlwm hauv Moscow (South-Western Administration District) kuj muaj cov hauv qab no:
- Ex. Leninsky, 45.
- St. Ramenki, 6.
Ob ceg no txais cov neeg siv khoom thaum lub sijhawm ua lag luamhnub ntawm 10:00 txog 20:00, thiab hnub Saturday - los ntawm 10:00 txog 18:00. Cov nram qab no RESO-Garantiya chaw ua haujlwm hauv Moscow (South-East) kuj pab cov neeg siv khoom hnub Sunday txog 16:00:
- St. Vavilov, 91.
- St. Novocheremushkinskaya, 49.
- Warsaw txoj kev loj, 88.
- St. Profsoyuznaya, 18.
- Ex. Michurinsky, 9.
- Ex. Michurinsky, 34.
Nov yog lub sijhawm ntawm IC RESO-Garantia. Lub hauv paus chaw haujlwm (Moscow) ua haujlwm tshwj xeeb rau cov neeg siv VIP.
Recognition
Ntau xyoo ntawm kev ua haujlwm, RESO-Garantia tau txais cov khoom plig zoo li no thiab koom nrog cov kev sib tw no:
- Winner of the Golden Salamander Main Prize (2005, 2008 thiab 2011).
- Yeej ntawm kev sib tw "Brand No. 1 hauv Russia" (2011).
- Tus yeej ntawm "Financial Olympus-2010" khoom plig hauv qeb "Tsev tau thiab ua tiav".
Qhov tseeb tias lub tuam txhab RESO-Garantia, uas nws lub chaw haujlwm nyob hauv Moscow ntawm 6, Nagorny Ave., tab tom txhim kho tsis tu ncua, yog pov thawj los ntawm cov kws tshaj lij cov kev ntsuam xyuas hauv qab no:
- Nyob rau xyoo 2010, lub tuam txhab ranked 132nd nyob rau hauv qhov kev ntsuam xyuas-400.
- Standart &Poor's rated BB+ hauv 2012. Nws tau lees paub rau xyoo tom ntej nrog kev txhim kho ruaj khov.
- In 2013, lub tuam txhab tau txais daim ntawv tso cai los ua "Compulsory Carrier Liability Insurance".
- Nyob rau xyoo 2014, lub koom haum kws tshaj lij RA tau muab qhov kev ntseeg siab ntawm A++nrog rau kev txhim kho ruaj khov, thiab National Rating Agency tau ntsuas AAA. Tib cov nuj nqis tau lees paub hauv 2015 thiab 2016
Auto insurance issue
Lub Union of Motor Insurers (RSA) tau pib daim nqi tshiab, raws li cov nyiaj them rau OSAGO yuav raug them zoo, uas yog, them rau cov nqi kho. Cov txheej txheem no yuav tshem tawm tag nrho cov nyiaj ntsuab ntawm lub khw. Tseem yuav tsis xav tau cov kev pabcuam ntawm "auto-lawyers". Los ntawm cov tsev hais plaub, lawv nrhiav kev nce hauv kev them nyiaj pov hwm, thiab rau lawv cov kev pabcuam lawv siv feem pua ntawm cov nyiaj pov hwm tau txais. "Auto kws lij choj" dag cov pej xeem thiab cov neeg tuav pov hwm. Xyoo 2015, lawv tau sau txog 12 billion rubles.
Kev taw qhia txog kev ua tiav ntawm CMTPL cov cai tswjfwm hluav taws xob yog thawj theem ntawm qhov pom ntawm cov nyiaj them poob haujlwm zoo. Ib tus neeg sawv cev nkaus xwb yog ib qho kev ntsuas ib ntus, tab sis hauv thaj chaw teeb meem nws yuav muab lub sijhawm los hloov mus rau qhov kev xaiv ncaj qha ntawm tus neeg tuav pov hwm los ntawm tus neeg siv khoom. Nws yuav muaj peev xwm tham txog kev txiav txim siab ua tiav ntawm lub koom haum ua haujlwm tom qab kev qhia txog cov nyiaj them poob haujlwm.
Electronic OSAGO txoj cai
Ib qho ntawm cov chaw cog lus ntawm lub tuam txhab yog kev tuav pov hwm tsheb. Tab sis txhawm rau tshaj tawm txoj cai, nws tsis yog qhov tsim nyog los tiv tauj cov chaw ua haujlwm (RESO-Garantia hauv Moscow yog ib qho ntawm cov neeg pov hwm nrov tshaj plaws). Koj tuaj yeem tau txais tsab cai OSAGO hluav taws xob ncaj qha los ntawm lub tuam txhab lub vev xaib. Cia wb mus saib seb yuav ua li cas.
Rau thawj zaug thiab rov thov dua rau OSAGO txoj cai, koj yuav tsum mus rau "Txhim Kho TshiabOSAGO txoj cai hauv Internet. Tom qab ntawd koj yuav tsum sau npe rau hauv koj tus kheej tus account, qhia koj lub npe tag nrho, tus xov tooj (aka ID nkag mus). Nco ntsoov pom zoo rau kev ua cov ntaub ntawv tus kheej thiab nyem rau ntawm "Register" khawm. Tom qab "Cov ntaub ntawv pov thawj" koj yuav tsum tuaj nrog tus password thiab paub meej tias nws nrog tus lej los ntawm SMS. Cov ntawv ceeb toom tseem duplicated rau tus email chaw nyob. Tom qab nyem rau ntawm lub pob "Sau npe", ntau tus neeg siv tau qhov yuam kev.
Txawm hais tias muaj kev ceeb toom, tus neeg siv twb tau sau npe hauv qhov system. Qhov no yog pov thawj los ntawm kev txais SMS nrog cov lej. Koj yuav tsum nkag mus rau koj tus kheej tus account los ntawm kev nkag mus rau koj tus lej xov tooj thiab tus password. Hauv cov ntawv qhia zaub mov ntawm sab laug, xaiv cov khoom "Tshaj tawm txoj cai". Cov neeg siv khoom uas twb tau tshaj tawm cov cai los ntawm cov chaw ua haujlwm hauv Moscow ("RESO-Garantiya" - tus neeg tuav pov hwm peb tab tom txiav txim siab) yuav tuaj yeem pom lawv cov npe hauv "Cov Ntawv Teev Npe" ntu. Cov ntawv cog lus uas twb muaj lawm tuaj yeem txuas ncaj qha los ntawm lub xaib. Yog tias txoj cai tas sij hawm, koj yuav tau tsim ib qho tshiab.
Hauv daim ntawv thov, sau cov ntaub ntawv hais txog lub tsheb thiab tus neeg tsav tsheb. Lub tuam txhab thov ob qho tib si tus qauv ntsuas thiab cov khoom ntxiv. Piv txwv li, lub npe tag nrho. tsav tsheb, hnub yug, series ntawm daim ntawv tsav tsheb - cov no yog cov ntsiab lus yuav tsum tau ua kom tiav txhua txoj cai. Tab sis yog vim li cas lub tuam txhab yuav tsum paub qhov chaw ntawm lub kauj tsheb, tus naj npawb ntawm cov neeg caij tsheb lub rooj zaum, qhov hnyav tso cai thaum muab OSAGO rau cov neeg caij tsheb tsis meej. Thaum sau daim foos, koj yuav tsum tau ua tib zoo saib xyuas cov teb hauv qab no:
- "VU date" - hnub teeb meem ntawm thawj txoj cai(yog tias muaj qhov hloov daim ntawv pov thawj).
- Daim npav yog tus lej 21 tus lej qhia hauv cov ntawv. Koj tuaj yeem tshawb xyuas cov ntaub ntawv hauv DC ntawm EAISTO.
Nws tsis muaj teeb meem txawm tias koj txiav txim siab mus ntsib RESO-Garantiya lub tuam txhab lub hauv paus chaw ua haujlwm (Moscow) lossis lwm ceg, cov neeg ua haujlwm tam sim nkag cov ntaub ntawv los ntawm cov ntaub ntawv pov hwm cov ntaub ntawv. Yog tias tus neeg siv khoom kos ib txoj cai los ntawm qhov chaw, ces ua ntej ntawm txhua yam koj yuav tsum tau tsom rau cov ntaub ntawv ntawm daim ntawv cog lus qub. Lawv khaws cia rau hauv AIS SAR thiab tej zaum yuav tsis phim cov ntaub ntawv TCP thiab COP.
Tom qab sau tag nrho cov ntaub ntawv, koj yuav tsum nyem rau ntawm "Xaiv" thiab "Txuag" khawm. Koj yuav tsum them txoj cai ntawm tus nqi teev ua ntej kawg ntawm hnub tam sim no, txwv tsis pub nws yuav raug muab tso tseg. Qhov kev hloov pauv yog ua los ntawm Promsvyazbank rooj vag. Cov nyiaj tau txais los ntawm Visa / Mastercard daim npav yas. Tom qab them nyiaj, txoj cai tuaj yeem rub tawm ua ib daim ntawv PDF. Nov yog yuav ua li cas kom tau txais OSAGO txoj cai yam tsis tau mus xyuas cov chaw haujlwm hauv Moscow. RESO-Garantia ua ntau yam rau qhov yooj yim ntawm nws cov neeg siv khoom.
Ceev! Clones
Txij Lub Ib Hlis 1, 2017, cov tuam txhab pov hwm yuav tsum tau muag hluav taws xob OSAGO cov cai. Nyob rau hauv rooj plaub uas tsis ua raws li qhov yuav tsum tau muaj los yog muaj kev tsis ua hauj lwm tas li, yuav raug nplua rau tus neeg tuav pov hwm.
Cov kev hloov tshiab tam sim ntawd txhawb cov neeg dag ntxias los tsim "clone" cov vev xaib rau kev muag khoom hluav taws xob OSAGO. Cov ntawv luam tawm ntawm Rosgosstrakh, VSK thiab RESO yog thawj qhov tshwm sim ntawm kev ua lag luam. Cov chaw nyob ntawm cov chaw no zoo ib yam li cov neeg tiag tiag, tab sis lawv tau tsim los rau cov neeg tsis qhia npe. Tseem muaj ntau qhov chaw"intermediaries", uas feem ntau txwv tsis pub los ntawm txoj cai lij choj hauv hluav taws xob OSAGO. Txawm tias thawj qhov kev tsis txaus siab los ntawm cov neeg siv khoom cuam tshuam twb tau txais lawm. Nyob rau hauv rooj plaub ntawm kev yuav ib txoj cai los ntawm scammers, cov nyiaj yog debited los ntawm tus account, tab sis daim ntawv cog lus tsis tau txais los ntawm e-mail. Los yog, ntawm qhov tsis sib xws, ib tsab ntawv tuaj txog hauv kev xa ntawv nrog rov sau PDF cov ntaub ntawv ntawm cov ntawv tiag, tab sis nrog cov ntsaws ruaj ruaj thiab kos npe. Cov cai no tsis tau sau npe rau hauv ib qho database, cov neeg tuav pov hwm tsis muaj lub luag haujlwm rau lawv.
Reviews
Lub tuam txhab tau piav qhia tau nyob rau hauv kev ua lag luam rau ntau tshaj 25 xyoo. Yuav kom nyob twj ywm rau ntev, koj yuav tsum muaj kev ua haujlwm zoo ntawm kev ua haujlwm thiab kev tswj xyuas kom zoo. Yog li ntawd, nws tsis yog qhov xav tsis thoob tias cov txheej txheem ntawm kev xaiv ib tus neeg tau muab tso rau hauv kwj. Qhov no yog pov thawj los ntawm kev tawm tswv yim los ntawm cov neeg ua haujlwm. Cov tub ntxhais kawm thiab cov tub ntxhais hluas uas tsis muaj kev paub txog kev ua haujlwm raug xaiv los ua haujlwm rau cov neeg ua haujlwm. Cov neeg sib tw tshiab tau txais kev cob qhia pub dawb ntev li ob lub lis piam, ua raws li kev sim.
thawj xyoo ib tus neeg ua haujlwm ua haujlwm rau cov nyiaj hli ntawm 30 txhiab rubles. (ua ntej se). Tsuas yog tom qab lub sijhawm no thiaj li muaj kev loj hlob ntawm kev ua haujlwm. Lwm qhov tsis zoo yog tias tus nqi them tsis raug them rau kev muag khoom ntawm cov khoom nrov tshaj plaws (OSAGO txoj cai). Qhov kev ua haujlwm zoo li no yog tswj hwm los ntawm txhua tus, raws li pom los ntawm cov neeg ua haujlwm siab.
25th hnub tseem ceeb
In 2016 RESO-Garantia puv 25 xyoo. Tau ntau xyoo, lub tuam txhab tau nce mus rau qhov chaw thib peb hauv cov npe ntawm cov thawj coj ua lag luam. Lub koom haum ntiav 20 txhiab tus neeg sawv cev, 850 ceg thiab cov ntsiab lus muag tau qhib. Ntawm ntau tshaj 100 hom kev pabcuam, feem ntauQhov tseem ceeb yog: kev tuav pov hwm tsheb, VHI, kev tiv thaiv vaj tse, kev tuav pov hwm vaj tse, kev tiv thaiv lub neej thiab kev noj qab haus huv ntawm cov neeg ncig tebchaws. Kev sib tw ntawm lub koom haum hauv kev ua lag luam yog txiav txim siab los ntawm kev tshaj lij ntawm cov neeg ua haujlwm, rau kev cob qhia tshwj xeeb "Lub Tsev Kawm Ntawv Pov Hwm" tau qhib. Cov uas dhau los nyob nrog lub tuam txhab.
2016 results
Lub peev peev ntawm RESO-Garantia yog 3.1 billion rubles. Nyob rau hauv 2016, nws khwv tau 100 billion rubles. Nyob rau hauv thawj peb lub hlis twg ntawm 2016 ib leeg, lub tuam txhab ranked 1st nyob rau hauv cov nqe lus ntawm tus naj npawb ntawm CASCO txoj cai muag, thiab 2nd nyob rau hauv cov nqe lus ntawm OSAGO thiab VHI. Cov nyiaj tau los no tau npaj los siv los yuav cov tuam txhab tuav pov hwm tshwj xeeb hauv CHI thiab VHI.
Tshaj li ob xyoos dhau los, ntau dua 90% ntawm CMTPL cov cai tswjfwm hluav taws xob tau muab los ntawm cov neeg nyob hauv Crimea. Qhov laj thawj tseem ceeb yog qhov coefficient hauv cheeb tsam yog 0.6. Yog tias nws raug tshem tawm, ces nws yuav yooj yim rau kev xam cov nqi ntawm cov cai.
Kev hloov pauv ntawm e-OSAGO
Lub Ib Hlis 2017, 190,000 hluav taws xob MTPL tau kos npe, uas yog 60% ntawm tag nrho cov cai muag hauv 2016. Qhov nruab nrab, cov tuam txhab muag 9-10 txhiab txoj cai hauv ib hnub. Feem ntau cov ntawv cog lus tau muag hauv Krasnodar Territory (20.7 txhiab daim ntawv cog lus), Volgograd (9.7 txhiab) thiab Rostov (9.5 txhiab) cheeb tsam, Lub sijhawm tib lub sijhawm, PCA tau txais kev tsis txaus siab los ntawm cov neeg siv uas tsis tuaj yeem tshaj tawm txoj cai hluav taws xob. Qhov yuam kev tshwm sim thaum redirecting ntawm ib lub xaib mus rau lwm qhov. Hauv 50% ntawm cov xwm txheej, qhov laj thawj ntawm qhov ua tsis tiav yog tias tus neeg siv khoom nkag mus rau hnub tau txais daim ntawv pov thawj thawj zaug tsis raug. Lwm 30% ntawm kev ua tsis tiav tau tshwm sim tom qab kuaj xyuascheeb tsam thiab auto. Kev tsis sib haum xeeb ntawm cov ntaub ntawv hauv PCA database, qhov nyuaj ntawm kev sau cov lus nug thiab kev ua tsis tiav yog cov teeb meem tshwm sim uas cov neeg siv khoom tau ntsib thaum thov cov cai.
Punishment
Nyob rau hauv rooj plaub uas tsis kam muag txoj cai hluav taws xob, yuav raug nplua 200 txhiab rubles rau tus tuav pov hwm. Cov txheej txheem ntawm kev rau txim kuj tau muab rau tus neeg tuav pov hwm hloov pauv, mus rau qhov chaw uas tus neeg yuav khoom ntawm txoj cai raug xa rov qab. Rau qhov tsis ua haujlwm tsis tu ncua, lub tuam txhab yuav tsum them 50 txhiab rubles. rau txhua daim ntawv cog lus tsis tau xaus.
Pom zoo:
Yuav qhib kev lag luam hauv chaw nres tsheb li cas? Kev lag luam hauv tsev hauv chaw nres tsheb. Mini lag luam nyob rau hauv lub garage
Yog tias koj muaj chaw nres tsheb, ua cas koj tsis xav ua lag luam hauv nws? Cov nyiaj tau los ntxiv tsis tau cuam tshuam rau leej twg, thiab nws muaj peev xwm ua tau tias nws yuav dhau los ua qhov tseem ceeb yav tom ntej. Nyob rau hauv tsab xov xwm no, peb yuav txiav txim siab seb hom kev lag luam twg yuav tsum ua hauv chav nres tsheb yog qhov tsim nyog tshaj plaws. Hauv qab no yuav muab cov kev xav thiab cov tswv yim uas ntau tus neeg twb tau siv thiab ua kom tau txais txiaj ntsig zoo
Cov khoom tsis nyob hauv tsev: kev cai lij choj txhais, hom thaj chaw, lawv lub hom phiaj, cov ntaub ntawv tswj hwm thaum lub sijhawm sau npe thiab cov yam ntxwv ntawm kev hloov chaw nyob rau hauv cov chaw tsis nyob
Cov kab lus txiav txim siab lub ntsiab lus ntawm qhov chaw tsis nyob hauv tsev, nws cov yam ntxwv tseem ceeb. Yog vim li cas rau qhov muaj koob meej loj hlob ntawm kev tau txais cov chav tsev nrog kev pom rau lawv qhov kev hloov pauv tom ntej mus rau qhov chaw tsis nyob hauv tsev tau nthuav tawm. Cov lus piav qhia ntawm cov yam ntxwv ntawm kev txhais lus thiab cov nuances uas yuav tshwm sim hauv qhov no tau nthuav tawm
Kev txhais lus ntawm pem hauv ntej, nruab nrab- thiab rov qab-chaw ua haujlwm. Dab tsi ua haujlwm hauv lub chaw ua haujlwm tom qab ntawm lub txhab nyiaj?
Lub chaw ua haujlwm tom qab yog grey cardinal. Cov neeg siv khoom thiab cov neeg siv khoom tsis tuaj yeem txaus siab rau kev ua haujlwm ntawm nws cov kws tshaj lij, txawm hais tias lawv siv zog ntau rau kev vam meej ntawm kev lag luam. Cov kev faib tawm no yog nyob rau hauv cov tsev txhab nyiaj, cov tuam txhab peev, cov koom haum ua lag luam hauv kev lag luam kev nyab xeeb
Finnish khw muag khoom tseem nyob hauv lub peev. Stockmann chaw nyob hauv Moscow
Kev kub ntxhov thoob ntiaj teb tau yuam cov khw muag khoom nto moo Finnish kom txo qis cov chaw khiav haujlwm hauv tebchaws Russia. Kev kwv yees poob, hloov kho chaw nyob Stockmann (Moscow)
Ntau npaum li cas ib chav tsev nyob hauv Moscow? Ob chav tsev nyob rau hauv Moscow: nqi
Ntau npaum li cas cov tsev nyob hauv Moscow? Tus nqi kawg yuav nyob ntawm thaj chaw thiab tag nrho cheeb tsam. Hauv thaj chaw muaj koob npe, cov tsev tshiab yog qhov kim tshaj plaws. Tab sis koj tuaj yeem txuag nyiaj yog tias koj yuav vaj tsev nyob sab nrauv ntawm Moscow