Kev pov hwm tsis tawm mus yog dab tsi thiab vim li cas thiaj tsim nyog?
Kev pov hwm tsis tawm mus yog dab tsi thiab vim li cas thiaj tsim nyog?

Video: Kev pov hwm tsis tawm mus yog dab tsi thiab vim li cas thiaj tsim nyog?

Video: Kev pov hwm tsis tawm mus yog dab tsi thiab vim li cas thiaj tsim nyog?
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Anonim

Ntau lub caij so uas xav tau so vim qee yam. Qhov no tuaj yeem yog vim muaj kev ua yuam kev hauv cov ntaub ntawv, kev mob lossis lwm yam. Vim li no, tib neeg tsis mus rau qhov chaw uas lawv nyiam, thiab tseem poob nyiaj txiag. Tab sis muaj qhov ua tau ntawm kev them nyiaj. Kev pov hwm kev tshem tawm yuav yog qhov kev daws teeb meem zoo tshaj plaws. Xav paub ntxiv txog nws yuav tau tham hauv kab lus.

cov ntaub ntawv dav dav

Tsis zoo li kev pov hwm kho mob, kev pov hwm kev tshem tawm yog xaiv tau. Feem ntau cov kev pabcuam suav nrog tus nqi ncig xyuas, tab sis feem ntau cov neeg yuav tsum tau nrog kev yuav txoj cai ntawm lawv tus kheej. Nrog rau qhov pib ntawm qhov teeb meem nyuaj, qhov kev pom zoo tso cai yuav luag tag nrho, los ntawm 80-90%, kom them tus nqi.

tsis yog kev fajseeb khomob
tsis yog kev fajseeb khomob

Koj yuav tsum tsis txhob cia siab rau kev pab los ntawm ib lub koom haum mus ncig, vim tias yog tias koj tsis kam mus ncig, nws yuav them nyiaj nplua rau ntau tus neeg koom tes: cov koom haum ncig xyuas, cov tswv tsev so, cov neeg nqa khoom. Yog li ntawd, thaum yuav daim pib, koj yuav tsum xav ua ntej txog kev xav tsis thoob, nrog rau kev pov hwm tawm tsam lawv qhov tshwm sim.

Vim li casxav tau?

Kev pov hwm tawm tsam tsis tawm mus txawv tebchaws yog ib qho kev xaiv thiab yooj yim rau cov neeg uas tsis xav kom raug dag thiab raug mob thaum mus txawv tebchaws. Qhov kev pabcuam no yuav tsum tau yog thaum tsis muaj qhov tseeb tias yuav tau txais vixaj.

Kev tuav pov hwm mus txawv tebchaws
Kev tuav pov hwm mus txawv tebchaws

Insurance tau them rov qab tag nrho. Txhua tus tuaj yeem thov rau nws, suav nrog ntxiv rau lwm yam kev pov hwm. Tab sis ua ntej ntawd, koj yuav tsum paub koj tus kheej nrog qhov kev pabcuam no suav nrog. Koj puas xav tau kev pov hwm taug kev? Txhawm rau them nyiaj rau ntau qhov kev pheej hmoo, koj yuav tsum sau npe rau qhov kev pabcuam no.

Insured events

Muaj ntau yam laj thawj vim li cas yuav tsum muaj kev pov hwm kev tshem tawm. Cov xwm txheej pov hwm muaj raws li hauv qab no:

  • tuag lossis mob ntawm cov txheeb ze;
  • muaj kev kho mob contraindications;
  • tsev kho mob ntawm cov txheeb ze;
  • visa tsis kam;
  • ntawv ceeb toom;
  • cog lus rau tus neeg ua tub rog;
  • kev puas tsuaj rau vaj tse tiv thaiv kev mus rau lwm lub tebchaws.

Rau txhua yam uas tsis tau sau tseg hauv daim ntawv, nyiaj yuav tsis them. Thov nco ntsoov tias kev pov hwm yuav tsum tau muab tsis pub dhau 3 hnub txij li hnub uas yuav daim pib thiab tsis pub dhau 2 lub lis piam ua ntej tawm mus. Tsuas yog tom qab ntawd nws yuav muaj kev cai lij choj.

Txoj kev pov hwm tsis tawm mus

Tam sim no thov kev pov hwm tiv thaiv tsis tawm mus rau lwm lub tebchaws. Thaum thov rau qhov kev pabcuam no, tus neeg tuav pov hwm raug them nyiaj:

  • them rau daim pib;
  • reservation ntawm chav, tsev so;
  • vouchers.

Muaj ntau ntau txoj hauv kev kom tau txais kev pov hwm kev tshem tawm. Thawj qhov xwm txheej xav tias muaj kev pov hwm kho mob rau kev mus ncig rau lwm lub tebchaws, tab sis tsis yog los ntawm tsis tawm mus. Hauv qhov xwm txheej no, koj yuav tsum tsis txhob hloov lossis rov muab qhov kev pabcuam. Nws yog ib qho tseem ceeb kom tiv tauj lub tuam txhab uas muab txoj cai. Nyob ntawd lawv yuav ntxiv kev tuav pov hwm tiv thaiv tsis yog davhlau. Ntau daim ntawv muab kev xaiv los ua kom muaj cov yam ntxwv ntxiv, tab sis ntawm tus nqi ntxiv.

tshem tawm cov ntaub ntawv pov hwm
tshem tawm cov ntaub ntawv pov hwm

Qhov thib ob xav tias tsis muaj kev tuav pov hwm txoj cai. Mus ntsib lwm lub tebchaws, koj yuav tsum tau yuav txoj cai, txwv tsis pub koj yuav tsis tuaj yeem mus ntsib ntawd. Yog vim li cas rau qhov no yog cov nyhuv ntawm txoj cai tshiab ntawm Lavxias teb sab Federation ntawm kev tshem tawm ntawm lub xeev cov luag num rau cov pej xeem ntawm Russia nyob rau hauv lwm lub teb chaws. Yog li ntawd, nrog rau kev yuav ib txoj cai, nws yog ib qhov tsim nyog los muab kev pov hwm tiv thaiv tsis tawm mus. Qhov no yuav ua rau koj cov hnub so nyab xeeb. Tab sis nco ntsoov tias txhua lub tuam txhab muaj nws tus kheej, yog li koj yuav tsum ua tib zoo kawm cov ntaub ntawv ua ntej sau npe.

Kev pheej hmoo dab tsi tsis them?

Tab sis tsis yog txhua qhov kev pheej hmoo raug them los ntawm kev tuav pov hwm tsis tawm mus. Cov xwm txheej ntawm kev mus txawv tebchaws txawv, thiab tsis yog txhua tus ntawm lawv tau them nyiaj. Cov no suav nrog:

  • mob lossis raug mob ntawm tus neeg tuav pov hwm thiab nws cov phooj ywg, yog tias kev kho mob tsuas yog kho tus neeg mob sab nraud xwb;
  • cev xeeb tub thiab muaj feem cuam tshuam;
  • kev sim tua tus kheej lossis lwm yam zoo sib xws;
  • cov ntaub ntawv tsis raug formatted;
  • ncua los ntawm tub ceev xwm;
  • natural disasters, wars;
  • raug mob los ntawm cawv thiab tshuaj yeeb.

Feem ntau, cov kev pheej hmoo uas tsis them rov qab tau teev nyob rau hauv txoj cai. Cov ntaub ntawv suav nrog lub sijhawm siv tau, cov cai thiab cov luag haujlwm ntawm ob tog, thiab lwm yam tseem ceeb nuances.

Tus nqi

Tus nqi ntawm kev pabcuam yog txiav txim siab nyob ntawm tus nqi ntawm daim pib. Nyob rau hauv qhov kev tshwm sim muaj kev pov hwm, lub tuam txhab them rov qab cov nuj nqis siv rau kev mus ncig. Nws tsuas yog tsim nyog ua raws li lub sijhawm kawg kom tsis txhob them nyiaj.

kev tuav pov hwm tiv thaiv cov xwm txheej tsis tawm mus
kev tuav pov hwm tiv thaiv cov xwm txheej tsis tawm mus

tsis muaj kev fajseeb khomob feem ntau raug nqi li 10% ntawm tus nqi pib. Piv txwv li, kev tuav pov hwm rau 30,000 euros yuav raug nqi txog 1,870 rubles yog tias qhov kev mus txawv tebchaws raug tso tseg vim tsis kam lees vixaj lossis lwm yam xwm txheej ceev. Hauv ntau lub tuam txhab, tus nqi ntawm cov kev pabcuam tuaj yeem suav nrog siv lub laij lej online.

Ncig teb chaws tshem tawm lossis tsis kam lees vixaj: yuav ua li cas?

Thaum muaj xwm txheej pov hwm, koj yuav tsum:

  • thaum nruab hnub, ceeb toom rau hauv ntawv hais txog qhov laj thawj ntawm qhov tsis kam mus ncig;
  • daim ntawv thov yog nrog los ntawm cov ntaub ntawv lees paub qhov xwm txheej no;
  • npaj cov ntaub ntawv ntxiv - daim pib, ntawv pov hwm, ntawv hla tebchaws.

Ib qho kev mus los yog lub luag haujlwm tshwm sim, tab sis muaj xwm txheej thaum nws ua tsis tiav. Tom qab ntawd, ntxiv rau cov teeb meem ntawm tus kheej, cov khoom siv poob kuj tseem xav tau. Kev tuav pov hwm dav hlau tawm tsam tsis tawm mus tso cai rau koj los them tus nqi.

Txoj kev pov hwm kev mus ncig

Cov tuam txhab muajkev pov hwm kev mus ncig. Ntau tus neeg xav tias: vim li cas thiaj them nyiaj ntau dua yog tias qhov xwm txheej nyuaj yuav tsis tuaj? Tab sis nrog rau qhov tshwm sim ntawm cov teeb meem, tib neeg feem ntau khuv xim tias lawv tsis them nyiaj ntxiv 6-10% ntawm daim pib nqi. Tom qab tag nrho, ces lawv yuav raug tiv thaiv los ntawm ntau yam teeb meem.

flight cancellation insurance
flight cancellation insurance

txoj cai yuav khoom

Ua ntej thov kev pabcuam, koj yuav tsum kuaj xyuas lub tuam txhab. Nws yuav siv sij hawm me ntsis, tab sis yuav muaj kev ntseeg siab ntawm qhov kev xaiv. Txhawm rau ua qhov no, koj yuav tsum mus ntsib cov vev xaib ntawm cov tuam txhab, paub koj tus kheej nrog cov xwm txheej. Txhua yam yuav tsum tau sau kom meej.

Nws raug nquahu kom pom cov duab thiab yeeb yaj kiab hais txog lub tuam txhab, nrog rau nyeem cov kev tshuaj xyuas. Qhov no yuav tso cai rau koj los xaiv txoj cai. Nws yuav tsum tau nco ntsoov tias lub tuam txhab ntseeg siab yuav tsis zais dab tsi los ntawm nws cov neeg siv khoom.

Kev Pabcuam

Cov ntawv pov hwm zoo li no tshwm sim vim yog cov haujlwm ntawm cov tuam txhab mus ncig. Lawv yog cov intermediaries ntawm tus neeg siv khoom thiab qhov chaw. Nrog rau kev kos npe rau daim ntawv cog lus nrog tus neeg ncig xyuas ncig xyuas thiab kev ua tiav ntawm kev sib hais haum, lub tuam txhab them nyiaj rau cov kev pabcuam ntawm cov neeg koom nrog txawv teb chaws, uas yog muab los ntawm daim ntawv pov thawj. Kev them nyiaj ntsig txog kev tawm mus ntawm cov neeg siv khoom thiab tau txais kev tso cai kuj tau ua tiav.

koj puas xav tau kev pov hwm kev mus ncig
koj puas xav tau kev pov hwm kev mus ncig

Kev them nyiaj suav nrog:

  • muas daim pib;
  • muab daim ntawv tso cai;
  • kev pabcuam;
  • transfer;
  • chaw pw thaum mus ncig;
  • excursions;
  • kev pabcuam ntxiv.

Yog tias tus neeg siv khoom tsis kam mus ncig, lub tuam txhab tsis tsuas yog thim qhov kev txiav txim, tab sis kuj them nyiaj rau cov luag haujlwm tsis ua tiav. Yog li ntawd, feem ntaucov nyiaj tsis rov qab los. Txhawm rau zam cov xwm txheej zoo li no, kev tuav pov hwm yog siv, uas lav nyiaj rov qab yog tias koj tsis tawm mus. Ntau lub tuam txhab them nyiaj 85-90% ntawm cov nyiaj them.

Kev ua thaum tsis kam them

Thaum muaj xwm txheej pov hwm, lub tuam txhab yuav tsum them tus neeg siv khoom cov nuj nqis. Tsuas yog rau qhov no koj yuav tsum tau muab cov ntaub ntawv pov thawj ntawm qhov teeb meem nyuaj. Tab sis qee zaum lub koom haum tsis kam them cov nyiaj. Yog tias tus neeg siv khoom paub tseeb tias nws yog, nws yuav tsum foob kom tau txais nws cov nyiaj.

Feem ntau, nrog rau qhov pib ntawm qhov kev pov hwm kev pov hwm, cov tuam txhab them nyiaj tag nrho. Txwv tsis pub, hauv kev foob rau kev ua txhaum cai, daim ntawv tso cai yuav raug tshem tawm, thiab vim li no, nws tsis tuaj yeem ua haujlwm txuas ntxiv ntawm lub tuam txhab. Yog li ntawd, ua ntej thov kev pov hwm, koj yuav tsum xaiv lub tuam txhab txhim khu kev qha uas yuav ua tiav nws cov luag num.

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