Credit card "pob kws" - tshuaj xyuas. "Cov pob kws" (credit card) - tej yam kev mob
Credit card "pob kws" - tshuaj xyuas. "Cov pob kws" (credit card) - tej yam kev mob

Video: Credit card "pob kws" - tshuaj xyuas. "Cov pob kws" (credit card) - tej yam kev mob

Video: Credit card
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Anonim

Daim npav rho nyiaj yog ib qho piv txwv ntawm kev qiv nyiaj hauv tuam txhab, ib txoj hauv kev los nyiam cov nyiaj qiv. Nws muaj ntau qhov zoo: nws tau muab tso rau hauv ib qho teeb meem ntawm feeb, siv tau rau 2-3 xyoos. Tus neeg siv tau txais kev nkag mus rau cov kab rov qab ntawm cov credit, yog tias nws them rov qab cov nuj nqis raws sijhawm. Tsib xyoos dhau los, xws li kev them nyiaj tsuas yog tuaj yeem tawm ntawm lub txhab nyiaj. Niaj hnub no nws tau nquag muab los ntawm cov tuam txhab loj thiab cov tes hauj lwm. Hauv kab lus no, koj yuav pom tias daim npav rho nyiaj pob kws yog dab tsi.

Essence

Raws li tau hais ua ntej, daim npav rho nyiaj yog qhov sib piv rau lub txhab nyiaj qiv nyiaj. Tab sis lawv raug muab rau lwm lub hom phiaj. Lub hom phiaj tseem ceeb ntawm daim npav yog them rau kev yuav khoom me me hauv Is Taws Nem lossis hauv khw. Yog tias tus neeg tuav tswj tau xa cov nyiaj rov qab rau hauv daim npav thaum lub sijhawm ua kev zoo siab, nws yuav tsis tas them cov paj laum rau cov kev pabcuam. Cov nuj nqis yuavtsuas yog tus nqi ntawm kev tshaj tawm thiab kev siv txhua xyoo suav nrog. Feem ntau daim npav yog muab los ntawm kev them nyiaj thoob ntiaj teb. Koj tuaj yeem siv lawv tsis yog tsuas yog hauv lub tebchaws ntawm tus tshaj tawm, tab sis kuj txawv teb chaws.

credit card pob kws
credit card pob kws

Lwm qhov zoo dua ntawm daim npav rho nyiaj yog lub sijhawm muaj txiaj ntsig. Feem ntau nws yog 50-60 hnub. Qhov no txhais tau hais tias yog tus neeg siv khoom thim nyiaj thiab tswj kom rov qab tau lawv hauv lub sijhawm pom zoo. Tus nqi rau kev siv nyiaj yog 0%. Txhua lub txhab nyiaj muaj nws tus kheej tej yam kev mob. Feem ntau, qhov luv nqi tsuas yog siv rau cov nyiaj tsis yog nyiaj ntsuab xwb.

Daim npav los ntawm cov tuam txhab loj

Thaum xub thawj, qhov kev them nyiaj no tsuas yog muab los ntawm tuam txhab nyiaj xwb. Tab sis nyob rau hauv xyoo tas los no, cov tuam txhab loj kuj tau pib tsim lawv. Hauv particular, nyob rau hauv Russia, Svyaznoy thiab Euroset pib nquag muab los muab daim npav rho nyiaj pob kws. Qhov teeb meem thiab kev saib xyuas thawj zaug yog ua los ntawm kev koom tes nrog Renaissance Credit. Lub koom haum tsis yog tuam txhab nyiaj tau koom nrog qhov teeb meem ntawm daim npav rau Euroset. Cov neeg siv khoom tau muab ntau yam kev pabcuam nrog cov kev txwv sib txawv, tus nqi pabcuam thiab lub sijhawm zoo los xaiv. Tib lub sijhawm, koj tuaj yeem thov ntawm lub txhab nyiaj, chaw ua haujlwm ntawm lub tuam txhab lossis hauv Internet.

credit card pob kws tshuaj xyuas
credit card pob kws tshuaj xyuas

"Cov pob kws" credit card: cov xwm txheej ntawm Svyaznoy

Txawm tias cov neeg siv khoom muaj teeb meem nrog kev txheeb xyuas cov nyiaj hli, lawv tseem tuaj yeem muab cov cuab yeej them nyiaj. Txhua yam koj xav tau yog koj daim ntawv hla tebchaws los thov. Daim npav yog muab los ntawm tus neeg siv khoom hnub nyoog 24 txog 57, nrogtsuav lawv muaj keeb kwm zoo credit. Daim ntawv thov tseem tuaj yeem xa hauv Is Taws Nem ntawm Svyaznoy lub vev xaib. Hauv qhov no, daim npav xa mus rau tus neeg siv khoom xa tuaj hauv 1-2 hnub. Qhov siab tshaj plaws tso nyiaj qiv yog 300 txhiab rubles. Yog tias cov nuj nqis them rov qab tsis pub dhau 55 hnub, tus neeg siv yuav tsis tau them tus nqi pabcuam ntawm 24.9%.

Euroset kev

Cov neeg muas zaub uas yuav khoom hauv khw muag khoom hauv xov tooj tuaj yeem thov rau daim npav "pob kws". Lawv tau muab thawj daim npav rho nyiaj. Rau txhua qhov kev yuav khoom, cov ntsiab lus raug muab tso rau hauv tus account tshwj xeeb, uas tuaj yeem siv rau kev them nyiaj hauv cov khw muag khoom sib koom. Rau kev sau npe, koj tsuas yog xav tau daim ntawv hla tebchaws thiab tus lej xov tooj ntawm tes. Tib cov ntaub ntawv yuav raug siv los nkag rau koj tus kheej tus account. Yuav kom tau txais tus PIN, koj yuav tsum hu rau tus xov tooj kub tsis pub dhau 2 lub lis piam txij li hnub thov.

tau credit card pob kws
tau credit card pob kws

Txoj hauv kev rau cov tuav:

  • muab qiv;
  • them rau cov khoom;
  • hu mus deb ntawm tus nqi siab;
  • hloov nyiaj hauv Russia thiab txawv teb chaws;
  • khaws cov ntsiab lus them nyiaj rau cov khoom hauv khw muag khoom.

Yuav ua li cas kom tau txais daim debit card "pob kws" los ntawm Euroset?

Daim ntawv thov raug lees txais hauv cov khw muag xov tooj ntawm tes thiab hauv lub network ntawm cov khw muag tshuaj Doctor Stoletov. Hauv thawj kis, tus neeg siv yuav tsum ua ib qho ntawm cov haujlwm hauv qab no:

  • yuav ib yam khoom ntawm tus nqi ntawm 1 txhiab rubles lossis ntau dua;
  • tso nyiaj 100 rubles rau ntawm daim npav thiab hauvsiv nyiaj ntxiv rau kev yuav khoom
  • hloov ib puas rubles.

Yuav kom tau daim npav xiav Pob Kws Ntiaj Teb, koj yuav tsum tau muab koj tus as khauj ntxiv nrog 3 txhiab rubles thiab siv nyiaj tam sim no.

Ntawm tus kws kho mob Stoletov network, nws raug xa tawm yog tias tus neeg siv tau ua tiav ib qho ntawm cov xwm txheej hauv qab no:

  • Exchange pharmacy luv nqi card rau "pob kws";
  • Yuav khoom muaj nqis txog 1000 rubles;
  • Yuav yuav daim npav nws tus kheej rau 199 rubles.
credit card pob kws tus kheej tus account
credit card pob kws tus kheej tus account

Nyob rau hauv ob qho tib si, tus neeg thov yuav tsum muab daim ntawv hla tebchaws. Cov txheej txheem sau npe siv sijhawm 5 feeb. Thaum ua tiav, SMS nrog tus lej xa mus rau tus tuav lub xov tooj. Koj yuav xav tau nws rau kev hu mus rau Lub Chaw Pabcuam.

Yuav ua li cas thiaj tau txais credit card "pob kws" los ntawm Euroset?

Nws tsis tas yuav tsum tau muab cov cuab yeej them nyiaj cais. Nws txaus los thov kev qiv nyiaj rau daim npav rho nyiaj uas twb muaj lawm "pob kws" los ntawm lub vev xaib ntawm ib lub tuam txhab koom nrog:

  • Home-Ceredit;
  • Renaissance;
  • Russian standard;
  • Mig-Credit;
  • Alfa Bank.

Daim npav "pob kws" nrog qhov txwv tsis pub them nqi yog universal. Siv nws los yuav cov khoom nrog qiv nyiaj thiab khwv tau cov ntsiab lus.

pob kws daim npav nrog credit txwv
pob kws daim npav nrog credit txwv

Sib piv cov ntsiab lus ntawm kev pabcuam

bank Home Credit Russian Standard Alfa-Bank InstantCredit
Nyiaj, txhiabRUB 10-50 50-100 10-40 5-15
% tus nqi 69, 9% ntawm 42% 44 % 45 %
Hnub kawg 6 hli mus rau 3 xyoos 0.5 txog 2 xyoos 6-8 lub hlis 4-16 lossis 20 lub hlis

Txhawm rau thov qiv nyiaj los ntawm Euroset salon, koj yuav tsum nthuav tawm daim npav thiab daim ntawv hla tebchaws. Nyob rau hauv rooj plaub ntawm qhov kev txiav txim zoo, cov nyiaj yuav raug muab tso rau hauv tus account tam sim ntawd. Lub txhab nyiaj Renaissance muab nws cov neeg siv khoom nrog cov lus pom zoo tshaj plaws ntawm kev pabcuam rau cov khoom "Corn Credit Card". Cov neeg siv tshuaj xyuas paub meej qhov no:

pob kws credit card ntsiab lus
pob kws credit card ntsiab lus
  • lub sijhawm muaj txiaj ntsig - 55 hnub;
  • qhov siab tshaj plaws - 300 txhiab rubles;
  • % tus nqi - los ntawm 24.9% toj ib xyoo;
  • tus nqi them tsawg kawg - 5%, yam tsawg kawg 100 rubles;
  • nplua rau kev ua txhaum cai ntawm lub sijhawm them nyiaj - 750 rubles;
  • insurance yog lwm qhov kev pabcuam uas tuaj yeem txuas nrog cov khoom lag luam hauv tuam txhab "Cov pob kws" credit card.

tus kheej tus account

Txhua tus tuav cov cuab yeej them nyiaj tuaj yeem saib qhov nyiaj tshuav, keeb kwm thiab ua kev lag luam los ntawm tus lej them nyiaj ntawm lub vev xaib ntawm tib lub npe. Ua ntej koj yuav tsum sau npe rau hauv qhov system. Txhawm rau ua qhov no, ntawm nplooj ntawv tseem ceeb ntawm lub xaib koj yuav tsum nyem rau ntawm qhov txuas "Tau lo lus zais", hauv lub qhov rais tshiab nkag mus rau 13 tus lej barcode nyob rau sab nraum qab ntawm daim npav thiab hnub tim.tus tswv yug. SMS nrog tus password ib ntus yuav raug xa mus rau koj lub xov tooj ntawm tes. Tom qab ntawd, nplooj ntawv Tus Kheej Tus Kheej yuav qhib, uas koj tuaj yeem tswj hwm koj tus account thiab saib keeb kwm. Daim npav pob kws yog muab los ntawm Mastercard. Los ntawm lub xaib, koj tuaj yeem txuas lwm cov cuab yeej them nyiaj ntawm tib lub kaw lus thiab siv nws los hloov cov nyiaj tam sim ntawm cov nyiaj.

Siv case

  • Koj tuaj yeem them cov kev pabcuam hauv txhua lub khw muag khoom, tsev noj mov, cafes, chaw nres tsheb roj uas lees txais MasterCard phaib. Rau txhua qhov kev hloov pauv, tus neeg siv yuav tau txais 1% ntawm tus nqi yuav khoom rau tus account lawm. Tom qab ntawd cov ntsiab lus sau tau raug hloov mus rau hauv cov nyiaj virtual uas tuaj yeem siv hauv cov khw muag khoom sib koom them nyiaj: 10 nyiaj tshwj xeeb=1 ruble.
  • Ua nyiaj hloov mus thoob lub tebchaws CIS thiab Russia.
  • Siv daim npav rau kev hu xovtooj thoob ntiaj teb los ntawm kev pabcuam VoIP.

Ntse

Thaum them nyiaj rau kev yuav khoom, tus nqi uas tau teev nyob rau hauv txawv teb chaws txiaj, cov nyiaj tau hloov pauv ntawm tus nqi pauv ntawm Central Bank ntawm Lavxias Federation rau hnub ua lag luam +2%. Lawv raug thaiv ntawm tus account. Tom qab kev sib hais haum, tus nqi yuav hloov pauv ntawm tus nqi pauv ntawm Central Bank ntawm Lavxias Federation rau hnub tam sim no yog debited los ntawm daim npav. Cov nyiaj thaiv tsis tas yuav rov qab mus rau tus account.

yuav ua li cas kom tau pob kws credit card
yuav ua li cas kom tau pob kws credit card

Piv txwv: ib tus neeg siv khoom them rau cov khoom hauv lub khw online txawv teb chaws thaum lub Tsib Hlis 1 ntawm tus nqi ntawm 100 USD. Nyob rau hnub no, tus nqi ntawm 30 rubles rau 1 duas tau teem tseg. Cov nram qab no yuav tau tseg rau ob peb: 10030 + 2% \u003d 3060 rubles. Kev lees paub txog kev them nyiaj tuaj rau lub Tsib Hlis 5. Nyob rau hnub no, tus nqi yog 30.1 rubles. Qhov no txhais tau hais tias cov nram qab no yuav tsum tau debited los ntawm tus account: 10030, 1=3010 rubles. Qhov txawv 3060 -3010=50 rubles yuav raug xauv.

Flaws

Muaj ntau yam teeb meem tshwm sim rau cov neeg tuav vim qhov tseeb tias daim npav rho nyiaj tsis tau sau npe "pob kws" raug xa tawm. Kev tshuaj xyuas cov neeg siv khoom paub meej qhov no. Txawv teb chaws, tsis yog txhua tus neeg muag khoom lees txais cov ntawv no rau kev them nyiaj. Yog li yuav muaj teeb meem nrog kev them nyiaj rau cov khoom hauv lub khw. Tab sis koj tuaj yeem rho nyiaj los ntawm ATM. Qhov thib ob qhov tsis zoo yog qhov yuav tsum tau ua kom tiav cov nyiaj tsuas yog los ntawm kev sib txuas lus salon lossis los ntawm lwm daim npav MasterCard. "Cov pob kws" los ntawm Euroset tuaj yeem rov ntxiv ntawm QiWi. Commission rau kev ua haujlwm - 2% + 20 rubles.

Zaj lus

pob kws credit card yog cov cuab yeej them nyiaj thoob ntiaj teb. Nrog nws, koj tuaj yeem thim nyiaj ntsuab, them rau cov khoom thiab khaws cov ntsiab lus tib lub sijhawm. Daim npav yog muab tso rau hauv Svyaznoy, cov khw muag khoom Euroset, Cov khw muag tshuaj Stoletov. Tus neeg siv khoom tuaj yeem xaiv tus kheej ntawm ib qho ntawm ntau qhov kev pabcuam tariffs. Yog tsis muaj nyiaj ua haujlwm, cov nyiaj tau txais txiaj ntsig tsuas yog los ntawm cov khw muag khoom xov tooj ntawm tes lossis MasterCard daim npav txuas los ntawm koj tus kheej tus account. Hauv lwm qhov xwm txheej, tus neeg siv yuav tau them 2-3% ntawm qhov hloov pauv mus rau tus neeg nruab nrab.

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