Kev pov hwm kev tsim kho. Insurance ntawm kev nqis peev thiab kev tsim kho cov haujlwm

2024 Tus sau: Howard Calhoun | [email protected]. Kawg hloov kho: 2023-12-17 10:28

Kev pov hwm kev tsim kho vaj tse yog ib qho yuav tsum tau ua rau tus neeg cog lus nkag mus rau kev pib ua haujlwm. Tab sis niaj hnub no nyob rau hauv kev tsim kho kev lag luam hauv domestic qhov teeb meem tau tsim nyob rau hauv xws li ib tug txoj kev uas cov neeg ua lag luam los yog cov neeg siv khoom tsis muaj cai xaiv ib lub tuam txhab tsim kho tshwj xeeb. Txhua qhov kev txiav txim yog muab los ntawm kev sib tw, uas txhua lub koom haum tsim kho tuaj yeem koom nrog. Zoo, kev tuav pov hwm ntawm SRO kev tsim kho kev ua ub no yuav txo tau lub nra nyiaj txiag thiab yuav txo tau cov nqi cuam tshuam nrog kev tsim kho thiab nws cov commissioning.

Vim li cas koj thiaj xav tau kev pov hwm

Feem ntau, kev tuav pov hwm tau lees paub kev tiv thaiv cov cuab yeej ntawm cov neeg koom nrog kev tsim kho, txo qis kev puas tsuaj los yog kev puas tsuaj rau cov khoom siv, vaj tse, cov khoom siv hauv tsev tsim nyog, noj txhua yam kev pheej hmoo nyiaj txiag. Txhua tus neeg koom nrog kev tsim kho tuaj yeem ua tau raws li kev pov hwm - los ntawm cov tsim qauv, cov kws tsim khoom mus rau cov neeg siv khoom tshwj xeeb. Txhua tus ntawm lawv txaus siab rau kev pov hwm lawv txoj haujlwm: architects thiab designers tiv thaiv qhov project lawv tau tsimntawm lub tsev tshiab, engineers - lawv lub koob npe nrov, cov neeg cog lus dav dav - kev pheej hmoo ntawm kev lav phib xaub, cov neeg xauj tsev - cov khoom tshwj xeeb muab rau nqi xauj tsev, thiab lwm yam.

Type of construction works insurance

Feem ntau, kev tuav pov hwm kev tsim kho yog:

• turnkey insurance. Nyob rau hauv rooj plaub no, tus neeg cog lus dav dav dais txhua lub luag haujlwm rau kev tsim kho, muab cov cuab yeej tshwj xeeb thiab cov khoom siv hauv tsev, kev teeb tsa, commissioning;
• ntawm lub hauv paus ntsiab lus ntawm "kev xa khoom thiab kev tswj hwm" - suav nrog kev tuav pov hwm ntawm cov cuab yeej hauv kev tsim kho, muab cov txheej txheem kev tsim kho nrog cov khoom siv, cov cuab yeej tshwj xeeb thiab cov khoom siv, cov neeg ua haujlwm, thiab lwm yam los ntawm tus neeg siv khoom nws tus kheej. Tus neeg cog lus dav dav tswj xyuas tag nrho cov kev teeb tsa thiab kev tsim kho. Kev lav phib xaub hauv qhov no yog pov hwm los ntawm cov neeg sawv cev ntawm tus neeg cog lus dav dav, thiab cov khoom muaj kev pheej hmoo raug pov hwm los ntawm tus neeg siv khoom.

Daim ntawv cog lus li cas

Tag nrho cov cuab yeej siv ntawm qhov chaw tsim kho tuaj yeem raug pov hwm raws li CAR-EAR system, uas muab kev tiv thaiv rau cov tsev thiab cov tsev nyob ib ntus, cov txheej txheem khoom siv, khoom siv hluav taws xob thiab lwm yam. Daim ntawv cog lus pov hwm yog xaus ntawm cov neeg sawv cev ntawm lub koom haum tsim kho thiab lub tuam txhab tus neeg sawv cev. Daim ntawv cog lus yuav tsum qhia cov khoom thiab cov txheej txheem los tiv thaiv. Nov yog:

• khoom siv ua haujlwm;
• tshwj xeeb cov tshuab thiab cov cuab yeej teeb tsa;
• cov qauv ib ntus, nrog rau cov tsev npaj rau kev mus tas likho, rov tsim kho lossis rhuav tshem;
• qhov tshwm sim ntawm kev ua haujlwm ntawm installers thiab engineers: nteg engineering kev sib txuas lus, ntsia cov cuab yeej, thiab lwm yam.

Ib kab lus cais ntawm daim ntawv cog lus teev hnub pib ntawm lub sijhawm pov hwm. Feem ntau, hnub uas tau txais daim ntawv tso cai tsim tsev lossis hnub pib ua haujlwm tam sim ntawd raug coj los ua qhov pib. Qee zaum, lub sijhawm pov hwm rov qab tau qhia.

Kev pab them nqi

Cov nqe lus uas yuav tsum tau ua tom ntej ntawm daim ntawv cog lus pov hwm yog kev tuav pov hwm. Nws yog muab los ntawm lub hauv paus ntsiab lus ntawm "kev tiv thaiv txhua yam txaus ntshai". Qhov no tso cai rau lub tuam txhab tuav pov hwm los txhawb cov neeg tsim khoom tsis yog tsuas yog thaum muaj xwm txheej classic: hluav taws kub, kev puas tsuaj ntuj tsim, kev lav phib xaub rau cov neeg sab nrauv, tab sis kuj tiv thaiv cov kev pheej hmoo tshwj xeeb uas yuav tshwm sim. Ntawm lawv, feem ntau yog:

• designer yuam kev;
• tsis zoo hauv cov khoom siv hauv tsev;
• luv thiab blunders hauv kev ua haujlwm ntawm cov neeg ua haujlwm;
• hluav taws xob puas tsuaj;
• hlua tawg thiab lwm yam kev tawg ntawm cov khoom siv;
• lwm.

Sum Insured

Ib nqe lus uas yuav tsum tau ua ntawm daim ntawv cog lus pov hwm yog tus nqi them nyiaj thaum muaj xwm txheej pov hwm. Thaum lub sij hawm ntawm kev tsim kho ncaj qha, tag nrho cov nqi ntawm cov khoom tsim tau nce los ntawm xoom mus rau tag nrho cov nqi lag luam. Nyob rau tib tus nqi, tus nqi ntawmnyiaj pov hwm. Tab sis tsis txhob xav tias kev tuav pov hwm ntawm kev nqis peev thiab kev tsim kho kev ua haujlwm tau ua nyob deb, thiab cov neeg sawv cev ntawm tuam txhab raug txwv rau cov ntawv tshaj tawm txog kev ua tiav ntawm kev ua haujlwm.

Txhua theem ntawm kev tsim tsev yog raug rau kev ntsuam xyuas tus kws tshaj lij. Cov kws tshaj lij ywj pheej ntsuas cov hauv qab no:

• kev tsim kho ntawm theem nrab;
• zoo ntawm kev tsim kho thiab kev teeb tsa ua haujlwm;
• kev ua raws li kev tsim kho thev naus laus zis;
• ntsuas ntsuas ntsuas thiab txhais tau tias kom muaj kev nyab xeeb ntawm lub tsev tsim;
• lwm.

Kev ntsuas kws tshaj lij tuaj yeem muab los ntawm ob lub tuam txhab pov hwm thiab lub koom haum kws tshaj lij uas muaj cai los txiav txim siab li no. Nyob rau hauv txhua rooj plaub, cov lus xaus ntawm cov kws tshwj xeeb yuav tsum tau coj mus rau lub mloog ntawm designers thiab builders. Tsis tas li ntawd, cov lus xaus no cuam tshuam ncaj qha rau cov peev nyiaj zaum kawg ntawm kev tsim kho - cov lus pom tsawg dua ntawm kev ua haujlwm ntawm cov neeg tsim khoom, qib siab ntawm kev nyab xeeb ntawm qhov chaw - qis dua cov nqi pov hwm.

Zaj lus

Kev tuav pov hwm kev tsim kho, raws li koj tuaj yeem pom, yog qhov xwm txheej zoo, uas txhua tus neeg txaus siab rau lub hom phiaj thiab kev ncaj ncees. Ua tsaug rau kev siv cov kev pab cuam pov hwm rau cov khoom tshwj xeeb, txhua daim ntawv cog lus xaus yog universal. Nws yuav suav nrog kev tiv thaiv tag nrho cov tshuab tsim kho thiab cov cuab yeej tshwj xeeb ntawm qhov chaw.cov chaw tsim kho, suav nrog yam uas siv rau ntawm cov cai ntawm luv luv luv (leasing). Qhov no tseem tuaj yeem suav nrog kev pov hwm kev sib tsoo rau cov neeg ua haujlwm thiab cov kws tshaj lij, kev pov hwm kho mob, kev lav phib xaub lossis kev lav phib xaub ntawm cov tuam txhab tsim kho rau cov neeg thib peb. Thaum kawg, lub tuam txhab nws tus kheej, uas tau pov hwm kev tsim kho, yuav tsum suav nrog nws tus kheej hauv cov kev pab cuam rov qab thoob ntiaj teb uas lav nws ua tiav ntawm nws cov luag haujlwm thiab kev them nyiaj hauv cov xwm txheej tseem ceeb tshaj plaws.